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    影片分級

    • A1 初級
    • A2 初級
    • B1 中級
    • B2 中高級
    • C1 高級
    • C2 高級

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    lenders

    US

    ・

    UK

    A2 初級
    n. pl.名詞 (複數)貸款人
    Lenders agree on how much interest borrowers will pay

    影片字幕

    「BNPL先買後付」跟「信用卡」哪個好?使用者又需要注意哪些風險呢? (Buy Now, Pay Later Apps vs. Credit Cards: The Pros and Cons | WSJ)

    05:50「BNPL先買後付」跟「信用卡」哪個好?使用者又需要注意哪些風險呢?  (Buy Now, Pay Later Apps vs. Credit Cards: The Pros and Cons | WSJ)
    • This is a law that requires that lenders provide you all of your loan information upfront, no hidden costs.

      該法律要求貸方預先向你提供所有貸款信息,無隱藏費用。

    • This could happen because they could borrow from multiple lenders at once since BNPL platforms can't see borrowing activity on other platforms.

      這種情況之所以會發生,是因為 BNPL 平台無法看到其他平台上的借貸活動,因此他們可以同時向多個貸款人借款。

    B1 中級

    最終協議 - 兼併與收購 (Definitive Agreement - Mergers & Acquisitions)

    21:41最終協議 - 兼併與收購 (Definitive Agreement - Mergers & Acquisitions)
    • What's interesting here is they mentioned the letters of commitment, so the commitment letters from the lenders, but they don't actually tell you the total amount of funding, the total amount of debt that Amgen is using, which is kind of frustrating, but it often happens with these agreements.

      有趣的是,他們提到了承諾書,也就是貸款人的承諾書,但實際上他們並沒有告訴你資金總額,也就是安進公司使用的債務總額,這有點令人沮喪,但這種情況在這些協議中經常發生。

    B1 中級

    為什麼現在擁有汽車變得如此昂貴?! (Why Car Ownership Is Getting So Expensive | CNBC Marathon)

    44:14為什麼現在擁有汽車變得如此昂貴?!  (Why Car Ownership Is Getting So Expensive | CNBC Marathon)
    • For years, complaints and lawsuits have been popping up left and right against lenders for alleged discriminatory and illegal practices.

      多年來,針對貸款機構涉嫌歧視和非法行為的投訴和訴訟層出不窮。

    • There are direct and indirect lenders.

      貸款人有直接貸款人和間接貸款人之分。

    B1 中級

    雷-達里奧準備迎接 1929 年那樣的大崩盤 (Ray Dalio is Preparing For A Crash Like 1929)

    18:35雷-達里奧準備迎接 1929 年那樣的大崩盤 (Ray Dalio is Preparing For A Crash Like 1929)
    • That's why if lenders on one side are not going to get enough decent returns on their investments, then they are not going to lend their money to the banks, which means that banks will not have the money to lend it to you, which means that the entire financial system could collapse.

      這就是為什麼如果一方的貸款人無法從投資中獲得足夠體面的回報,那麼他們就不會把錢借給銀行,這意味著銀行將沒有錢借給你,這意味著整個金融體系可能崩潰。

    • So if you want lending to be accessible, then the rate that the lenders are going to get out of their investments should be at least slightly higher than the rate of inflation.

      是以,如果你希望貸款是可獲得的,那麼貸款人從其投資中獲得的利率至少應略高於通貨膨脹率。

    A2 初級

    改變世界的 10 個病毒式傳播瞬間 (10 Viral Moments That Changed the World)

    14:45改變世界的 10 個病毒式傳播瞬間 (10 Viral Moments That Changed the World)
    • The hedge funds would be forced to abandon their positions and cover their losses by buying shares from the market to return to their lenders.

      對沖基金將被迫放棄頭寸,通過從市場上購買股票來彌補損失,以歸還貸款人。

    B1 中級

    特朗普的 "美麗大法案 "會讓美國破產嗎? (Will Trump’s “Big Beautiful Bill” Bankrupt America?)

    11:47特朗普的 "美麗大法案 "會讓美國破產嗎? (Will Trump’s “Big Beautiful Bill” Bankrupt America?)
    • But instead, all of that money is going to go to the lenders who lend that money to the US government.

      但相反,所有這些錢都會流向把錢借給美國政府的貸款人。

    • The higher the risk of loaning you the money, the more the investors and the lenders are going to require of interest payments from your side.

      貸款風險越高,投資者和貸款人要求您支付的利息就越多。

    B1 中級

    川普竟然做了「這件」讓人無法置信的事… 情況真的糟透了! (Trump Just Did The UNTHINKABLE... It's REALLY Bad)

    15:43川普竟然做了「這件」讓人無法置信的事… 情況真的糟透了! (Trump Just Did The UNTHINKABLE... It's REALLY Bad)
    • High inflation pushes the lenders to demand much higher interest rate on their investments.

      高通膨迫使貸款機構要求他們投資更高的利率。

    B1 中級

    【CNN10】伊朗總統墜機逝世、貝佐斯的「太空旅遊」成功出團、美知名連鎖餐廳「紅龍蝦」申請破產 | 2024年5月21日(The return of space tourism)

    10:00【CNN10】伊朗總統墜機逝世、貝佐斯的「太空旅遊」成功出團、美知名連鎖餐廳「紅龍蝦」申請破產 | 2024年5月21日(The return of space tourism)
    • Bankruptcy doesn't mean Red Lobster is going out of business completely. Instead, it plans to sell the company to its lenders.

      破產並不意味著紅龍蝦完全倒閉。 相反,它計劃將公司出售給貸方。

    B2 中高級

    為什麼普惠金融是建設包容性經濟的關鍵? (Why financial inclusion is key to building an inclusive economy)

    04:39為什麼普惠金融是建設包容性經濟的關鍵? (Why financial inclusion is key to building an inclusive economy)
    • For example, black and Hispanic households are more likely to turn to high cost financial services, such as payday lenders and check cashers, due to a lack of access to affordable financial services.

      例如,由於無法獲得負擔得起的金融服務,黑人和西班牙裔家庭更有可能求助於發薪日貸款機構和支票兌現機等高成本金融服務。

    B1 中級

    工黨內訌後,英國首相是否失去權威?| 英國廣播公司新聞廣播 (Is the UK Prime Minister losing authority after Labour infighting? | BBC Newscast)

    27:18工黨內訌後,英國首相是否失去權威?| 英國廣播公司新聞廣播 (Is the UK Prime Minister losing authority after Labour infighting? | BBC Newscast)
    • And if you worry your lenders in the way that if you miss a mortgage payment more than a few times, you spook the bank, you spook the markets and they can have, as Liz Truss discovered, a terrible, terrible effect on any government.

      如果你讓你的貸款人擔心,如果你錯過了幾次以上的按揭付款,你就會讓銀行和市場感到恐慌,就像利茲-特魯斯發現的那樣,他們會對任何政府產生可怕的、可怕的影響。

    B1 中級