Name: 您是否應該對您的抵押貸款進行再融資？ (Should You Refinance Your Mortgage?)
Uploaded: 2021-01-14T08:48:35.000Z
Duration: 14 min 35 s
Description: 【看影片學英語】數萬部 YouTube 影片，搭配英漢字典即點即查，輕鬆掌握單字發音與用法，長久累積看電影不必再看字幕。

情態助動詞 A2

祈使句型

I'm-- I was going to say I'm Clayton Morris but I'm not.

I'm Natali Morris and this is Clayton Morris.

You're listening to the Investing in Real Estate

Clayton Morris is a little bit under the weather.

to be me by using my name, but you do not want to be me right.

That's going to get me nowhere at this point.

Today, we want to talk about how to calculate whether or not you

Now this applies to anyone who owns a home

and has a primary home mortgage, but also

anyone who is an investor and has a mortgage

As we're speaking, mortgage rates are going down.

We just saw Wall Street Journal cover story this morning

about interest rates helping out the housing market at an eight

if you want to go out there and get that refinancing.

so you could be listening to it at a time when

that you know how to do this calculation.

It's pretty simple calculation but I think a lot of people

sort of think in terms of just monthly payment.

Like, OK, this loan can save me so much per month

have to remember that when you're refinancing your loan,

doesn't really apply because you're not redoing one loan.

So you're just taking one financial product for another.

A lot of times people do it with different banks,

although a lot of times your own bank could do it.

OK, let's pretend bank A gave me a mortgage at 5%,

So bank B is going to offer to pay off bank A,

so you no longer have a relationship with bank A

and now be your mortgage lender, bank B, on a new product,

A lot of times that's great because they're

going to look at what's left on the loan from bank A and say,

Your new relationship is $100,000 mortgage with bank B,

your bottom line because, most of the time you

You owe them $100,000 and maybe some fees, maybe

So they're going to look at that total payoff, which

Right, and then they're going to say, now you work for us.

"How to Pay Off Your Mortgage in 5 Years."

But we've done this strategy a number of times with our home

equity lines and using one financial product

to say goodbye to the other financial product.

Right, but we're not talking about home equity

But really we're talking about bank A and bank

字幕列表影片播放

您是否應該對您的抵押貸款進行再融資？ (Should You Refinance Your Mortgage?)

subscribe

episode

pretend

strategy