字幕列表 影片播放 列印英文字幕 I would like to open a bank account. I would like to open a bank account. I would like to open a bank account. Good morning. What can I help you with? Good morning. I would like to open a bank account. What kind of account would you like to open? I'm not sure. What do you recommend? It depends on your need. We have different account packages. Let's look at this brochure. The most popular packages are Basic banking package and Priority banking package. That sounds great. What is the difference between Basic banking package and Priority banking package? There is a minimum balance of 1500 dollars for Basic banking package and 50000 dollars for Priority banking package. Otherwise, you need to pay a monthly service fee. Both packages include a checking account and a savings account. But Priority banking package also includes an investment account. I only have 2000 dollars. Also, I don't really need an investment account. I will apply for Basic banking package. Yes, sure. First you need to fill out this application form. Also, I need some documents to verify your personal information. May I have your ID and proof of address? Here you go. Thank you. And here is the application form. Thank you. If all goes well, I will be able to open the accounts for you in no more than 20 minutes. Please wait. Okay, no problem. Alright, it's all set up. Here's your new debit card. Here's the information for online banking. Thanks for your help. Have a great day. banking staff: people who work for the bank bank teller: a person employed in a bank to receive and pay out money After you enter a bank, you need to wait in line. Then, you will see a bank teller who is behind the counter and request the bank teller for banking services. package: a related group of things when they are offered together as a single unit brochure: a type of small magazine that contains pictures and information on a product For example, all the banking packages are shown in this brochure. priority: something that is very important and must be dealt with before other things For example, banks normally give priority to rich clients. balance: the amount of money you have in a bank account checking account: a bank account that you can take money from at any time. Usually a checking account earns little or no interest. savings account: a bank account that earns interest. Usually you put or save money into a savings account for a longer period of time. Besides checking accounts and savings accounts, there are other types of accounts such an investment accounts. An investment account or a brokerage account enables you to buy stocks, bonds, mutual funds or other assets. Usually different types of accounts have different requirements on minimum balance. If your account balance is below the minimum requirement. you will need to pay a monthly service fee. Banks have different account packages with fancy names such as priority, gold, premier, prestige, etc. For example, The Priority banking package includes a checking account, a savings account and an investment account. verify: to prove that something is true For example, we need to verify your personal information. Can you give me your ID and proof of address? debit card or bank card: you can use this card to withdraw cash, deposit money or make purchases. This card is linked to your accounts. You can make a withdrawal with a bank teller or with the ATM (Automated Teller Machine) using your debit card There are other types of cards such as a credit card. You can buy things with a credit card that won't deduct money from your bank account immediately. You need to pay the money back after a month. Online banking: online banking allows you to manage your bank accounts over the internet via computers or mobile phones I would like to withdraw 1000 dollars. I would like to withdraw the amount. I would like to withdraw 1000 dollars. Hello. How can I help you? I would like to withdraw 1000 dollars. Here is my bank card. Okay, which account would you like to take this money from? My checking account, please. Alright, please enter your PIN. Okay. Okay, how do you want your money? I would like it all in $100 notes. Sure, I'll get that for you. Here is your money and the receipt for this transaction. Anything else? No, thank you. Have a nice day. You too. withdraw: to take money out of a bank account. Withdraw is a verb. The noun is withdrawal. For example, I withdraw 100 dollars. I make a withdrawal of 100 dollars. PIN (or Personal Identification Number): a secret number or password that you use together with a debit card or credit card note (or bill): a piece of money paper. For example, This is a $100 note. How do you want your money? Here we're asking about which kinds of notes do you want. For example, I want five $10 notes and two $2 notes. That is $54 in total. receipt: a piece of paper that proves that money, goods, or information have been received. For example, could you give me a receipt for the things I buy? transaction: an occasion when money is exchanged, for instance, a withdrawal For example, please give me the receipt for this transaction. I would like to deposit 200 dollars cash and this check. I would like to deposit some money. I would like to deposit 200 dollars cash and this check. Good afternoon. What can I do for you? Hi, I would like to deposit 200 dollars cash and this check. Okay, which account do you want your money in? I would like to deposit it into my savings account. Yes, sure. Alright, here is your receipt. Anything else? Yes, what is my account balance? Two thousand three hundred dollars. Okay, thanks. That's it. Have a great day. You too. deposit: to put money into a bank account. “Deposit” can be used as both a verb and a noun. For example, I deposit $100 into my checking account. I make a deposit of $100 into my checking account. check: a document that orders a bank to pay a specific amount of money from a person's account to another person. For example, I wrote a 100 pound check to Wikimedia Foundation. I would like to transfer some money to my friend. I would like to transfer the amount to someone. I would like to transfer some money to my friend. How may I help you today? I would like to transfer some money to my friend. Okay, can I have your bank card or ID, please? Here you are. Thank you. Where would you like to transfer your money from? My checking account, please. Can I have the account you would like to transfer your money to, please? I've written down the account number. Yes, here it is. Alright. How much would you like to transfer? I would like to transfer 250 dollars. Okay, done. Here's the receipt. Anything else? No, that will be it. Thanks. transfer: to move money from an account to another account For example, I transfer 250 dollars from my checking account to my friend's bank account. There are many other banking services we haven't mentioned such as currency exchange, making bill payments, mortgage, loans, insurance, etc.