Placeholder Image

字幕列表 影片播放

  • I would like to open a bank account.

  • I would like to open a bank account.

  • I would like to open a bank account.

  • Good morning. What can I help you with?

  • Good morning. I would like to open a bank account.

  • What kind of account would you like to open?

  • I'm not sure. What do you recommend?

  • It depends on your need. We have different account packages. Let's look at this brochure.

  • The most popular packages are Basic banking package and Priority banking package.

  • That sounds great. What is the difference between Basic banking package and Priority banking package?

  • There is a minimum balance of 1500 dollars for Basic banking package and 50000 dollars for

  • Priority banking package.

  • Otherwise, you need to pay a monthly service fee. Both packages include a checking account

  • and a savings account.

  • But Priority banking package also includes an investment account.

  • I only have 2000 dollars.

  • Also, I don't really need an investment account. I will apply for Basic banking package.

  • Yes, sure. First you need to fill out this application form.

  • Also, I need some documents to verify your personal information.

  • May I have your ID and proof of address?

  • Here you go.

  • Thank you.

  • And here is the application form.

  • Thank you. If all goes well, I will be able to open the accounts for you in no more than 20 minutes.

  • Please wait.

  • Okay, no problem.

  • Alright, it's all set up. Here's your new debit card. Here's the information for online banking.

  • Thanks for your help.

  • Have a great day.

  • banking staff: people who work for the bank

  • bank teller: a person employed in a bank to receive and pay out money

  • After you enter a bank, you need to wait in line.

  • Then, you will see a bank teller who is behind the counter and request the bank teller for banking services.

  • package: a related group of things when they are offered together as a single unit

  • brochure: a type of small magazine that contains pictures and information on a product

  • For example, all the banking packages are shown in this brochure.

  • priority: something that is very important and must be dealt with before other things

  • For example, banks normally give priority to rich clients.

  • balance: the amount of money you have in a bank account

  • checking account: a bank account that you can take money from at any time.

  • Usually a checking account earns little or no interest.

  • savings account: a bank account that earns interest.

  • Usually you put or save money into a savings account for a longer period of time.

  • Besides checking accounts and savings accounts, there are other types of accounts

  • such an investment accounts.

  • An investment account or a brokerage account enables you to buy stocks, bonds, mutual funds or other assets.

  • Usually different types of accounts have different requirements on minimum balance.

  • If your account balance is below the minimum requirement. you will need to pay a monthly service fee.

  • Banks have different account packages with fancy names such as priority, gold, premier, prestige, etc.

  • For example, The Priority banking package includes a checking account, a savings account

  • and an investment account.

  • verify: to prove that something is true

  • For example, we need to verify your personal information.

  • Can you give me your ID and proof of address?

  • debit card or bank card: you can use this card to withdraw cash, deposit money or make purchases.

  • This card is linked to your accounts. You can make a withdrawal with a bank teller

  • or with the ATM (Automated Teller Machine) using your debit card

  • There are other types of cards such as a credit card.

  • You can buy things with a credit card that won't deduct money from your bank account immediately.

  • You need to pay the money back after a month.

  • Online banking: online banking allows you to manage your bank accounts over the internet

  • via computers or mobile phones

  • I would like to withdraw 1000 dollars.

  • I would like to withdraw the amount.

  • I would like to withdraw 1000 dollars.

  • Hello. How can I help you?

  • I would like to withdraw 1000 dollars. Here is my bank card.

  • Okay, which account would you like to take this money from?

  • My checking account, please.

  • Alright, please enter your PIN.

  • Okay.

  • Okay, how do you want your money?

  • I would like it all in $100 notes.

  • Sure, I'll get that for you.

  • Here is your money and the receipt for this transaction. Anything else?

  • No, thank you.

  • Have a nice day.

  • You too.

  • withdraw: to take money out of a bank account.

  • Withdraw is a verb. The noun is withdrawal.

  • For example, I withdraw 100 dollars.

  • I make a withdrawal of 100 dollars.

  • PIN (or Personal Identification Number): a secret number or password

  • that you use together with a debit card or credit card

  • note (or bill): a piece of money paper.

  • For example, This is a $100 note.

  • How do you want your money?

  • Here we're asking about which kinds of notes do you want.

  • For example, I want five $10 notes and two $2 notes. That is $54 in total.

  • receipt: a piece of paper that proves that money, goods, or information have been received.

  • For example, could you give me a receipt for the things I buy?

  • transaction: an occasion when money is exchanged, for instance, a withdrawal

  • For example, please give me the receipt for this transaction.

  • I would like to deposit 200 dollars cash and this check.

  • I would like to deposit some money.

  • I would like to deposit 200 dollars cash and this check.

  • Good afternoon. What can I do for you?

  • Hi, I would like to deposit 200 dollars cash and this check.

  • Okay, which account do you want your money in?

  • I would like to deposit it into my savings account.

  • Yes, sure.

  • Alright, here is your receipt. Anything else?

  • Yes, what is my account balance?

  • Two thousand three hundred dollars.

  • Okay, thanks. That's it.

  • Have a great day.

  • You too.

  • deposit: to put money into a bank account.

  • Depositcan be used as both a verb and a noun.

  • For example, I deposit $100 into my checking account.

  • I make a deposit of $100 into my checking account.

  • check: a document that orders a bank to pay a specific amount of money

  • from a person's account to another person.

  • For example, I wrote a 100 pound check to Wikimedia Foundation.

  • I would like to transfer some money to my friend.

  • I would like to transfer the amount to someone.

  • I would like to transfer some money to my friend.

  • How may I help you today?

  • I would like to transfer some money to my friend.

  • Okay, can I have your bank card or ID, please?

  • Here you are.

  • Thank you. Where would you like to transfer your money from?

  • My checking account, please.

  • Can I have the account you would like to transfer your money to, please?

  • I've written down the account number. Yes, here it is.

  • Alright. How much would you like to transfer?

  • I would like to transfer 250 dollars.

  • Okay, done. Here's the receipt. Anything else?

  • No, that will be it. Thanks.

  • transfer: to move money from an account to another account

  • For example, I transfer 250 dollars from my checking account to my friend's bank account.

  • There are many other banking services we haven't mentioned such as currency exchange,

  • making bill payments, mortgage, loans, insurance, etc.

I would like to open a bank account.

字幕與單字

影片操作 你可以在這邊進行「影片」的調整,以及「字幕」的顯示

A2 初級 美國腔

在銀行 - 英語會話 (At the Bank - English Conversation)

  • 115 3
    fengzhongmaisui 發佈於 2021 年 01 月 14 日
影片單字