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  • So you thought it was safe to withdraw money out of any ATM?

    所以你以為從任何一臺ATM機上取錢都是安全的?

  • Well, guess what, we're going to show you the dirtiest tricks of these ATMs that are all around Europe in every single tourist destination.

    好吧,你猜怎麼著,我們要告訴你這些ATM機最骯髒的伎倆,這些ATM機遍佈歐洲的每一個旅遊景點。

  • And there's many of them--they're here here here here, even here, and here and here and here and here here and here.

    有很多人--他們在這裡,在這裡,甚至在這裡,在這裡,在這裡,在這裡,在這裡,在這裡,在這裡。

  • This company, Euronet, operates their ATMs all around Europe: Spain, Italy, Hungary, Slovakia, UK, Germany, Austria and even here in Czech Republic.

    這家公司,Euronet,在歐洲各地經營著他們的ATM機:西班牙、意大利、匈牙利、斯洛伐克、英國、德國、奧地利,甚至在捷克共和國。

  • The reason these ATMs are only in tourist destinations is because they only cheat tourists.

    這些自動取款機之所以只在旅遊景點,是因為它們只騙遊客。

  • This ATM is really smart.

    這臺ATM機真的很聰明。

  • If you put in a local card of the country that you're in, it will act as any other ATM.

    如果你把你所在國家的在地卡放進去,它就會像其他ATM一樣。

  • But if you put in a foreign card, it will act differently and it will try to screw you over. And there are two dirty tricks.

    但如果你放進一張外卡,它的行為就會不一樣,它會想方設法把你騙過去。而且有兩個骯髒的伎倆。

  • Let me show you the first one using a foreign card on a Czech ATM.

    讓我帶你看看第一個在捷克ATM上使用外國卡的人。

  • The first trick is this ATM will try to force you to withdraw ridiculous amounts of money.

    第一招就是這臺ATM機會試圖強迫你提取荒唐的錢。

  • You can see 10, 12, 14 up to 20,000 crowns. That is nearly the average salary in Czech Republic, and you do not want to walk around with 20,000 crowns around in the city. What would you do with that money?

    你可以看到10,12,14到2萬克朗。這幾乎是捷克的平均工資,你可不想帶著2萬克朗在城市裡走來走去。你會用這些錢做什麼?

  • There is no chance you would spend 20,000 crowns in two days in Prague.

    你不可能在布拉格兩天內花掉兩萬克朗。

  • Maybe if you're gonna get your hotel room in Four Seasons.

    如果你要去四季酒店開房的話,也許可以。

  • And if you get past step 1, here's step 2.

    如果你通過了第一步,這裡是第二步。

  • The reason in step 1 this ATM wants you to withdraw as much money as possible is because here they're giving you a really bad rate for your currency.

    第一步這個ATM機之所以要你儘可能多的取錢,是因為在這裡他們給你的貨幣利率實在是太差了。

  • When I selected the minimum amount to withdraw, which was ten thousand crowns, this ATM is offering me a rate of 20.1 crown for a dollar.

    當我選擇了最低取款額度,也就是一萬克朗的時候,這個ATM機給我的利率是一元20.1克朗。

  • The actual rate as of today

    截至今天的實際匯率

  • is fifteen percent higher and also this ATM would charge me if I would withdraw four dollars for the transaction.

    是高了百分之十五,而且如果我要取四塊錢的交易,這臺ATM機也會向我收費。

  • So I would end up losing fifteen percent of my money out of ten thousand crowns.

    所以我最終會從一萬克朗中損失百分之十五的錢。

  • That is a lot.

    這是一個很大的。

  • So you do not want to use these ATMs.

    所以你不要用這些ATM機。

  • Still the same ATM, still the same dirty trick.

    還是那個提款機,還是那個骯髒的把戲。

  • We found a receipt at this one where somebody withdraw one thousand crowns.

    我們在這裡發現了一張收據,有人取了1000克朗。

  • In total he paid thirty five percent in fees out of the amount he withdraw.

    他總共從提款金額中支付了百分之三十五的費用。

  • So why did we make this video?

    那麼我們為什麼要做這個視頻呢?

  • Well because people always tell us: “Why do you warn about exchange places, that they have bad rates, when I can just withdraw money out of ATM?”

    嗯,因為人們總是告訴我們,"你為什麼要警告兌換店,他們有不好的利率, 而我可以直接從ATM機上取錢?"

  • That is safe.”

    "那是安全的。"

  • Well as you saw right now, it is not.

    正如你現在看到的,它不是。

  • You can lose third of your money if you use these Euronet ATMs all around Europe and especially in Prague.

    如果你在歐洲各地,特別是在布拉格,使用這些Euronet ATM,你可能會損失三分之一的錢。

  • They're on every single corner.

    他們在每一個角落。

  • Not only Euronet does this dirty trick, but even big bank names for example ČSOB which is a big bank here in Czech Republic.

    不僅僅是Euronet,就連大銀行也是如此,比如捷克的一家大銀行ČSOB。

  • They will try to lure you into withdrawing almost forty thousand crowns out of their ATMs.

    他們會試圖引誘你從他們的自動取款機中提取近四萬克朗。

  • How to avoid this thing in general?

    一般情況下如何避免這個事情呢?

  • If you use other ATMs and you select the amount you want to withdraw, always decline the conversion of the ATM.

    如果你使用其他ATM機,你選擇了你要取款的金額,一定要拒絕ATM機的轉換。

  • So if it's asking you: do you want to accept our conversion or decline it? Always go with decline.

    所以如果它問你:你是要接受我們的轉化還是拒絕?一定要選擇拒絕。

  • Also, if you pay with your card at stores, at coffees, at restaurants which is the safest way to pay in Czech Republic,

    另外,如果你在商店、咖啡館、餐館用卡支付,在捷克最安全的支付方式是什麼?

  • and it will ask you even on the terminal in the restaurant: do you want to be charged in your currency or in Czech crowns, the local currency,

    它甚至會在餐廳的終端機上問你:你想用你的貨幣還是用捷克克朗(當地貨幣)收費。

  • you always want to go with the local currency.

    你總是想去與當地貨幣。

  • I hope it makes sense.

    我希望它是有意義的。

  • We're trying to help you not waste your money on your vacation.

    我們是想幫你在假期裡不浪費錢。

  • Where to change money safe, where to eat, where to have the cheapest beer, where to go for a walk.

    哪裡換錢安全,哪裡有吃的,哪裡的啤酒最便宜,哪裡可以去散步。

  • Everything is covered by the show that we do which is called the Honest Guide, Janek and Honza.

    一切都被我們做的節目所覆蓋,這就是所謂的誠實指南,Janek和Honza。

  • If you hit the SUBSCRIBE we'll be happy, write us in the comments what your suggestions for other episodes are, or if you have fallen maybe for this trick with these ATMs

    如果你打了SUBSCRIBE,我們會很高興,在評論中寫我們什麼你的建議,其他的情節,或者如果你已經下降,也許這個技巧與這些ATM的

  • we would love to hear about it and I'll see you next week! And a Czech word at the end will be "bankomat."

    我們很樂意聽到它,下週見!最後一個捷克語單詞是 "bankomat"。

  • Which is "ATM." Bankomat.

    哪個是 "ATM"。Bankomat。

So you thought it was safe to withdraw money out of any ATM?

所以你以為從任何一臺ATM機上取錢都是安全的?

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THIS ATM WILL TRICK YOU! DIRTY TRICK EXPOSED (Honest Guide)

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    ayane 發佈於 2019 年 08 月 21 日
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