Winning the lottery, getting a huge sum of money, and putting all of your troubles behind you.

中樂透，拿到大筆獎金，把所有煩惱拋諸腦後。

But does winning the lottery pay off?

但中樂透真的值得嗎？

Does it make you happier in the long run?

長遠來說這會讓你更快樂嗎？

With the largest jackpots being in the hundreds of millions or even over a billion dollars, there's no doubt that winning would change your life.

樂透最大獎高達數億甚至數十億元，無庸置疑，中樂透會改變你的人生。

But what many lottery winners have found is that it didn't change their life for the better.

但許多中獎者發現生活並沒有改善。

Over 70% of lottery winners end up right back where they were─broke.

超過七成的中獎者最終回到一開始的狀態 ─ 破產。

Here's a few ways that things could go bad for you if you won the lottery.

中了樂透後，有些行為可能會讓情況變糟。

The easiest mistake to make is simply not planning for the future.

最容易犯的錯誤就是沒有好好規劃未來。

Millions of dollars might sound like a lot of money but there isn't an infinite supply and it won't last forever if you don't have a plan.

好幾百萬聽起來很多，但畢竟不是無限，若沒有好好規劃始終會花完。

Getting an experienced and trusted financial advisor who knows how to handle large sums of money will help ensure that it's there for years to come.

請一個經驗豐富、值得信賴且懂得管理大量資金的理財顧問，有助於保障未來金錢無虞。

Another common problem is spending too much.

另一個常見的問題是花太多。

Everyone, even millionaires, have to live within their means.

每個人，就算是百萬富翁，也得量入為出。

Fast cars, big houses, fancy vacations, it all sounds great but it can add up fast.

跑車、別墅與豪華旅遊，這些聽起來都很棒但也都花費不貲。

Spend without limits and you won't be going on those amazing trips for very long.

毫無節制的花費將使你的美好旅程無法持續。

But maybe the hardest issue to tackle is dealing with your friends and family.

但最難應付的或許是你的朋友與家人。

It's natural to want to share what we have, helping out our friends and sharing the wealth with our loved ones.

想分享自己的東西是很自然的，幫助朋友或和自己愛的人分享財富。

Many lottery winners have talked about how hard it was to say no to all the people who came to them after they won seeking help.

許多樂透得主提到贏得獎金後要拒絕所有向他們求助的人有多難。

And many of those lottery winners couldn't say no, even as they gave away everything they had.

而且許多人無法拒絕，就算他們早已給出全部。

While there's plenty you can do to help your chances of staying rich after winning the lottery, like laying out a smart financial plan from the get-go, being responsible with your purchasing decisions, and staying strong when it comes to those looking for a handout.

中樂透後想持續累積財富有很多方法，像是制定明智的財務計畫、理性購物，然後當有人求助時堅定拒絕。

The odds are still stacked against you.

但局勢仍對你不利。

And more likely than not, after all is said and done, you'll end up right back where you started.

極有可能的是，儘管該說的都說了、該做的也做了，你還是會回到起點。

If you want to make Fuzzy and Nutz happy, click that like button and subscribe to their channel!

想讓 Fuzzy 和 Nutz 開心就按下喜歡並訂閱他們的頻道！