This is Apple Card.

這是蘋果信用卡。

A credit card created by Apple, not a bank.

一張由蘋果公司所創造出來的信用卡，而不是銀行。

So it's simple, transparent, and private.

它使用容易、清楚易懂並保有隱私。

And it's the only credit card designed to take advantage

它是唯一一張為了充分利用 iPhone

of the power of iPhone.

功能而設計的信用卡。

It works with Apple Pay so buying something

它適用於 Apple Pay，因此購物

is as easy as... [APPLE PAY CHIME]

簡單的就像是... [Apple Pay 鳴聲]

And unlike other credit cards,

有別於其他信用卡

it helps you easily understand your spending.

蘋果信用卡幫助你輕鬆瞭解你的花費。

It's all right here by week, by month, or by category.

全部花費都在這裡，以周、月、或是種類顯示。

And if there's a transaction you don't remember,

如果有你不記得的交易項目

Apple Card uses Maps to show you where it was.

蘋果信用卡使用地圖顯示你的消費地點。

Like, exactly where.

我是說確切的地點。

Let's talk about rewards.

我們來談談回饋。

You should get them today, not a month from today.

你應該今天就獲得，而不是從今天算起的一個月後。

That's why Apple Card gives you daily cash,

這就是為什麼蘋果信用卡給你的是每筆交易

with every purchase.

獲得每日現金回饋。

It goes straight to your Apple Cash Card

它直接回饋到你的蘋果現金卡裡

so you can spend it just like cash.

因此你可以像現金一般使用它。

[APPLE PAY CHIME]

[Apple Pay 鳴聲]

No points, no, "How do I redeem this again?"

沒有點數，沒有「我到底要如何兌換？」的問題

Time to pay your balance?

繳費日期到了？

Check this out.

看一下這裡。

Apple Card makes the interest you pay clear and transparent.

蘋果信用卡將你要負擔的利息透明清晰化。

Pay off a little, the interest is this much.

繳費較少，利息是這麼多。

Pay more,

繳費較多

that figure goes down until there's no interest at all.

利息的數字下降直到沒有利息為止。

A credit card that encourages you to pay less interest?

一張鼓勵你少付利息的信用卡？

Imagine that.

試想一下。

What you won't pay are fees,

你不用負擔的是費用

because Apple Card doesn't have any fees,

因為蘋果信用卡不收取任何費用

not even hidden ones.

甚至是隱藏版的費用。

Apple Card sets a new level for privacy and security.

蘋果信用卡將隱私和安全性設置一個新標準。

Apple Pay technology creates a unique card number for you

Apple Pay technology 創造一個屬於你獨一無二的卡號

and then locks it away in the secure element of your iPhone.

並將它鎖在 iphone 的安全元素中。

And with Face ID and Touch ID,

利用臉部辨識和指紋辨識功能，

only you can use your Apple Card.

只有你能夠使用你的蘋果信用卡。

[APPLE PAY CHIME]

[Apple Pay 鳴聲]

Got a question?

有問題？

Just send a text.

只要寄出訊息詢問即可。

It's that easy.

就是那麼簡單。

You don't have to wait on hold

你不必在電話那端等待

or remember your mother's maiden name.

或是記得你母親的娘家姓氏。

And it all lives in the Wallet app on your iPhone,

它們都存在你 iPhone 中的 Wallet 程式裡

so it's always with you.

所以你隨時能夠找到資訊。

But if you happen to be somewhere

不過，如果你剛好在某個

that doesn't accept Apple Pay yet, there's this:

還沒有和 Apple Pay 合作的地方，這裡還有：

titanium, laser-etched, and no number.

鈦合金，雷射刻蝕，沒有號碼。

Nice.

非常好。

This is Apple Card.

這就是蘋果信用卡。

A new kind of credit card, created by Apple.

一張由蘋果創造的新型信用卡。