Welcome back to Lavendaire.

Today we're going to talk about how to attract more money into your life in

2018, because I think it's about time we all get financially savvy and smart.

I just really want everyone to be equipped to create their dream life, and a big part

of that is to be financially well-off and financially stable, and abundant if possible.

So we're going to talk about how to change your money mindset,

to how to get clear about your money, all the way to how to make a plan

on how to exactly save more and make more money in 2018.

This video is sponsored by Credit Sesame.

I'll talk more about them later, but if you're interested, you could check

them out.

The link is right down there in the description box.

But let's get to it.

The first part of attracting money into your life is to take a look at your money mindset

because I think everything starts with your mindset.

Ask yourself: "Do I have any limiting beliefs that may be

cutting off money from my life?"

I know a lot of us are raised with some sort of notion that maybe money is evil,

money equals greed, money is dirty, all of these negative connotations around money,

when in reality, money is just a number.

It's just a resource for us to exchange for things that we want.

It's just the way that our society functions.

So money doesn't have a positive or negative connotation behind it.

My personal limiting belief that I had in the beginning of my career

was that money and art could not exist together.

I thought that, if you wanted to be a good artist, then you

would have to sacrifice money.

And I believed that, if you were gonna make money, then you're gonna sacrifice

art and goodness and all of that.

I couldn't see themselves as in the same box.

And that kept me from pursuing money because I wanted to pursue art.

I told myself I want to help people, so I don't want to focus on money.

I just want to help people and make art.

And that's exactly what happened.

I pursued art, I pursued helping people, and I kind of didn't see the money

in the beginning, because I believe that I was limiting myself from letting it come to

me.

So take time to dig deep and see what those deeply rooted beliefs about money are,

and see if there's any beliefs that are possibly holding you back.

And instead, replace those beliefs with new affirmations.

For example: Money is empowering.

Money is good.

Money helps me become more of who I am.

Money is a tool and a resource.

Or you can even repeat affirmations like, “I love money

and money loves me."

"I attract money easily."

"Earning money is easy."

Whatever works for you, try to shift those negative beliefs

into positive ones.

And it might feel weird at first, but it really does

make a change in your mindset.

And from there, everything follows.

A big one that I have to note is: If you always wanting to say, "Oh, I'm so poor,"

or "I'm so broke," stop saying that, because the more that you say "I'm poor.

I'm broke," the more that you honestly believe it, and

the more that you live that life.

So if you truly want to attract financial abundance in your life,

then definitely shift that mindset.

Instead of saying, "I'm so poor, I'm so broke," say "I am rich," or "I will be rich."

Usually, with law of attraction, you want to say the statement as present tense,

as if it's happening right now, as if you have it already.

So say things like, "I am rich," "I am wealthy," "I have everything that I need."

If you guys want more inspiration on changing your money mindset, a book that really,

really helped me was "You Are a Badass at Making Money" by Jen

Sincero.

So I highly recommend reading that book.

I listened to the audiobook version, so whichever one works for you, listen to

it.

It will change your life.

The next step to attracting more money into your life is to take full responsibility

of your power and believe that you can change.

I feel like a lot of people, they stop themselves at the beginning.

They don't believe that they could be rich.

They don't believe that they can change, and so it ends there.

But you really have to believe, in order for you to make it happen.

Taking responsibility for your life means that you believe in your power

to make a change in your life for yourself.

It means that you believe that you have the power to gain abundance.

It means that you have the power to attract whatever you want to attract into

your life.

You really do have to believe it for yourself, because all

change starts with you.

Instead of playing the victim and blaming other people for your problems,

instead of always saying "I can't do this.

I can't do that," start telling yourself "I can.

I do have the power to change my situation.

I do have the power to make money.

I can make money.

I can grow.

I can change."

You really do have to believe that you can, and that's where it starts.

If you want to get inspired at this stage, I highly recommend reading into

real life success stories of people who have done it before you, people who have

started out exactly where you are, or even worse than where you are,

and who have made financial success and created a life of their dreams.

After reading story after story and following all these amazing people,

you'll really feel that your life can change, just like their life changed in a big way.

The next step is to get clear with your money.

So if you are feeling disempowered about your money, you might feel scared to

look at your bank account or you might feel intimidated by keeping track

of your money just because you don't want to face it.

The thing is, you do have to face it.

The more you face it, the more you get clear about how much money

you have, how much you're spending, how much you're saving.

That's empowering.

It empowers you to make a change, because you can't change something that you

don't see.

So you have to see it first.

You have to know what's going on and have a really clear picture of your money first.

I recommend tracking your money with a tool like Mint or even YNAB,

which is YouNeedaBudget.com.

Regardless of what tool you use, it's important to keep tabs on your money

and know exactly what's coming in, what's going out, and how much you have at

this moment.

So make a habit to keep track on a weekly or biweekly basis.

On top of tracking your money, you should also keep track of your credit

score because credit is one of those things that's really important in your life.

It's something that you have to use for getting student loans, a car, a house.

Practically all the big things in life, you'll need to run your credit.

And so, if you have to run your credit for these big things,

it's important to have good credit and it's important to know how credit works,

how to improve your credit, all of that adult stuff.

You can use a tool like Credit Sesame to get your free credit score,

but also get personalized finance tips and tools updated every month for free.

It's so simple to use and it's full of financial information to help you become

more financially savvy.

And once you sign up for Credit Sesame, you also get

$50,000 worth of identity theft protection.

So why not?

It's free to sign up, you get this insurance.

So I think it's a really cool platform.

So if you're interested, you can click down below

to go to Credit Sesame to get your free credit score and all that information.

After getting clear about your money, you might feel a little discouraged,

but I'm here to say: Don't let it get you down.

It's time to see what you do have and be grateful for what you have.

You want to look at your money and think about it in terms of gratitude and

abundance.

So stop saying, "I don't have that much money.

I don't have this much."

Tell yourself, "I have this much money.

I have abundance."

So you want to start cultivating the positive mindset, the abundance mindset.

And even though it might not be a lot, it still is something, so be grateful for

that something that you have.

Be grateful for everything that you already have in your life:

your clothes, your home, your computer that you're watching right now,

everything you do have is important.

So appreciate it and be grateful for it.

Alright, the next step to attracting more money into your life in 2018 is to

be specific about what you want.

It's time to paint your dream life and actually break it down in terms of the

money part.

So how much money do you want to make in your dream life?

How much money supports your dream lifestyle?

Maybe write down how much you would need for your dream house,

how much money you would need for your dream car and your dream hobbies,

your dream vacations.

Write down everything that you could possibly think of

in your dream life.

So you have to paint the picture of what you want

and then get specific about how much money you need to support that lifestyle.

I believe I first read about this in "The 4-Hour Workweek" by Tim Ferriss.

I think he calls it "dreamlining".

It's actually financially writing out how much

your dream life will cost you.

And surprisingly, most of the time you'll realize

that your dream life doesn't cost that much.

You don't have to make that much money, as much as you thought in your head.

The number is gonna be different for everyone, so this is your time to get specific about

your life.

How much money do you want to attract into your life?

Why do you want to attract that money?

What is it gonna bring you?

What is it gonna support in your life?

Now it's time to make a plan on how you're gonna attract this money into your life.

So there's only two ways you can get more money.

That's 1) Save more, or 2) Make more.

It's really as simple as that.

So the first way - Save more - is possible for everyone.

Basically, all you have to do is get better at budgeting.

It's about getting clear about your money, how you're spending, basically

just cutting out the excess, seeing where you could spend a little less,

seeing where you could make sacrifices.

Again, I would recommend the tool YNAB to help you budget and save more.

So the second way - Make more - is also possible for everyone,

but it depends on where your life situation is.

If you have a job that you like and you want to keep, then ways that you can

make more are gonna be outside of that job.

It's gonna be selling stuff on the side, maybe offering your services to other people

as a side business, or maybe just babysitting on the side, Uber-driving on the side.

There's a lot of things you can do to make a little extra cash on the side.

You just have to be creative and take initiative, and carve out the time to do it.

Something random that you could do, that my friends have done to make money in the past,

is organizing digital photo albums for moms who are too busy to organize

their family photo album.

Literally, anything that you can think of, you can do

and offer to people and get paid money for it.

You just have to put yourself out there.

If you are in a job that you don't like, then you have an opportunity here.

You can explore, see what else is out there, see if there are other jobs

that you like that possibly pay more.

See if you could do the same job at a better company,

getting paid more.

There's other options that you can do to make more money,

just by transitioning to a new job or some other situation with your career.

Lastly, if you're an entrepreneur or freelancer, then you are lucky

because there are a ton of resources out there that will teach you

how to make more money.

And a lot of stuff out there is free, some are paid courses.