In fact, sometimes I found it difficult to teach it to people. But today's lesson,

I'm going to try to simplify it and make it easy. Now, there's probably one or two lessons

on borrow and lend on engVid already, so please feel free to check them out. I just try to

simplify it, and give you a couple of phrases or expressions, general expressions you can use.

So let's go to the board. As you can see, I've got some money, and E is trying to...

Oh, is he trying to borrow or lend? Let's go find out. Okay? So, Mr. E says: "Can I

borrow $5?" And the other worm, I don't know who this is, says: "I don't have that on my

person." When someone says that, it means: "I don't have it with me." Look underneath

here, it says: "Neither a borrower nor a lender be". Well, what does that mean? Okay? We want

to do a lesson on borrow and lend, correct? And look here, "borrow", "lend". Today I'm

going to give you something that'll help you remember it easily, what the difference between

the two are so you can use them properly. And then we're going to learn some other words

that are similar. Yeah, synonyms, because I think as... If you understand one thing

properly, we can teach you many other things, so the lesson can just grow and grow. And

you're smart, so let's get started.

All right? E talk to me. Well, what's the difference? We have "having", "giving", "receiving",

and "miscellaneous". These are the four legs of our table. All right? Every table has four

legs, and when people exchange things, or give, or receive, it's going to be one of

these four legs we're talking about. Let's talk about the first leg: "having". You can't

give if you don't have. Right? So, we'll start with "having". People, we'll start with a

noun. So what are nouns for "people"? "Owners". When you own something, it belongs to you

or it is yours. Okay? I own my body, I own this pen, and this jacket. They are mine.

Okay? I'm an owner. Now, when you have a house and you have paid for the house, you become

a "landlord" or a "landlady". Lady, me lady. Right? And the lord, you are the lord of the

manner. You own your own home. Mwahahahahahaha. Yes. A "landlord" is when you go someplace,

you need a place to stay but you cannot buy a house, you will pay these people on a monthly

basis, and they will give you a place to stay. And they're called "land owners". You will

generally say, if it's a man: "My landlord wants the rent today." Or, if it's a woman,

you'll say: "The landlady wants the rent", because they own the land that you live on.

Okay? And this goes back a long time ago to kings and queens when they owned everything,

and they were called the lords and the ladies of the land.

Now, "proprietor". Can you say that again? "Proprietor", "proprietor". This is the formal

word for an owner. This is usually used for a business. Okay? So you might own a bicycle

or a motorcycle or something, but you're not the proprietor. When you talk about proprietors,

think about restaurants and stores. Okay? It's the formal word for "owner", and it's

used for those people. So if you come to McDonald's, you go: "Who's the proprietor?" Ronald McDonald

will come out and go: "Hi. Hi. Here's my friends." He's not the proprietor; he's just a cartoon

guy. But the person who owns the business is the proprietor of it. Think restaurant,

bar, store. "Owner" can be for a home or of a marker. I own a marker. I am not the proprietor.

Okay? Landlord, landlady, they own the land which you are a "tenant" or a "renter".

Let's go on to "having" for things. Now, for these are the people owned, what do we call

things that we own? Well, "property". Property is something that belongs to you. We also

use "property" for land: "This is my property." It means my house has this much land, and

I own all of it; it's all mine. My property. But something small, such as a pen, a watch,

my shoes-you can't see them, I just lifted my leg up-my shoes, they're my property. Okay?

They belong to me. "Possessions" is the same thing. "To possess" means to take on. If you're

possessed by a demon, it controls you. So when you have something in your possession,

you have control over it or it belongs to you. It can be either one. Okay? "Belongings",

it's yours. "Be" as a prefix means completely, but I don't know what "long" means, I'm not

going to lie to you. But it's completely yours. Okay? One day I'll figure it out and let you

know. But if I say: "Are these your belongings? Does this completely belong to you?" And if

you notice, we say: "belong", right? And this is "belonging", add on the "ing", and suddenly,

it's a thing, your thing. These are my belongings. My coat, my vest, my watch, my pen

are my belongings.

"Estate". This is a funny one. "Estate". An "estate" is... Well, most of us have property,

we have houses. When you have an estate, you're rich. You have a mansion. You have a big house.

This is my estate with my 15 cars, my three wives, my five helicopters is my estate. People

with homes don't call it an estate, because we will [laughs]. We will laugh at you. "You

call that an estate? You have one toilet there, bro. One toilet. That ain't an estate. Estate's

got to have at least five toilets." So, if you have an estate, it's usually a large piece

of land and it's a big home, but there's another meaning for "estate", and once again, it has

to do with belongings. When you die, you know, dead, the things you leave behind are your

estate, and that includes your house, your car, your golf clubs if you play golf,

baseball bat, comic books, everything you own are your estate.

So these are the things you own, but

it's not your estate, unfortunately, until you die. So this is one you don't want to

visit. You want to have an estate, I'm rich, but you don't want to be given your estate

because you're dead. Okay? So try to keep that in mind with "estate", that it's two

meanings, and one has to do with death, when you die, you leave your estate behind; an

estate is a wealthy or rich man's place to live. All right? So we talked about having,

you got to have stuff before you give it or you can receive it. Now, if you have that

stuff, why don't we go back on to the other leg, here? All right?

We're going to go over here, and look at this leg of "giving". I've got stuff, now I can

give it away. So, we're going to start with the nouns, and these are the people. You've

got your "lenders", your "providers", or your "donors". A lot of people who speak English

will actually say: "Lender, provider, supplier, donor, okay, same, except for this one here."

They'll say: "Lenders, providers, suppliers, almost the same." And I'm about to educate

you who are learning English and those people - there's a difference. "To lend", as you

can see down here, means to give. That's easy. I'm a lender, there are lenders. A "provider"

means to get something ready to be given up, to set it up. Huh? When you provide something,

it means you have to get it ready to send it off.

This word is also down here in our verbs, which we'll come to. A "supplier" is a source

of something. Huh? Well, see, a provider sets it up. A supplier is like... When you have

water, where do you get your water supply? There's no thing called: "Where do you get

your water provider?" Supply, where do I get my water? My supply of water is here. This

is my supply of water. I can actually have a supply. "Provider" is only a verb. -

"Oh my god, didn't know that." Yeah. So when we come down here... We going to come down...

Oh, before I move down there: a "donor". "Donate" means to give, and usually when you donate,

you give for free. Trust me, in Canada we have cable providers and cable suppliers - it

ain't free. Because when you donate something, you give it, it has value, and you give it

for free. We donate blood. You give your blood for free. I'm waiting for free internet. Mm-hmm.

Not going to happen. All right? So these guys can charge money. A donor usually doesn't;

they give whatever they have for free. And a lender just gives. Okay? They can also charge

money, because that's what banks are, they're lenders. All right? So, we've done these four

for what are nouns and what names you can call someone.

Let's look at the verb. You'll notice a lot of the verbs are the same as the nouns, and

I said we'd come back to them for that reason. "Lend" means to give, I'm going to lend it

to you, and I am the "lender". I'm giving to someone. "Supplier", remember I told you

"supply" and "provider" is similar, but not the same? Well, "supply", as a verb, right?

You can have... This can also be a noun, as well as a verb, while "provide" is only a

verb. Something to keep in mind when you're saying: "What's the difference?" Because you

can have a supply of something. Right? Water, a supply of money, a supply of oxygen. You

need to breathe, you need some oxygen. Right? But there's no verb... There's no nouns for

that, for "provide". So that's one of the difference is actually a physical thing you

can have. All right?

"Assign" means to give. "Sign". Well, a sign like this, a number represents. When you assign,

you give something, it's usually a key or a number, like: "I'm going to assign..." I'm

talking so fast. Let me slow down. "I will assign you a number. You are number two."

I'm giving you something. And you can think of "sign", it will help you remember. Right?

It will help you remember. I will assign you, give to you. Okay? A key, a pen, a house,

you're giving... Given something. And this is a sign of something, maybe a sign for...

I don't know. Your position? Or I'll assign you a key. So you're given a key which represents

the house. Okay? "Leave", well, when you leave... I know you're thinking like now: "Bye." Yeah,

but it's different. When we leave something, we leave something. The full thing is behind.

Right? Remember we talked about estates? You die? Remember we said you die and you leave

stuff behind? So that's it, he left behind a house for his wife. What did he leave for

the family? Right? And "behind" means behind you because you're not here anymore, but there

is something that remains or stays there. Okay? So, "left behind", "leave behind". These

are the verbs. What are you leaving for your family? What are you leaving for the class?

If a teacher's not there, we say: -"What are you going to leave for the class to do?" -"I

will leave this behind", or: "I will leave this information/I will leave this work."

So I think this word is there, but we don't say it half the time. All right? So, we've

talked about "having", "giving". So you're so lucky you have stuff, and you're so...

You have so much, you can give it.

Well, who are you giving it to? Well, somebody has to "receive". And "receive" means to get.

Right? Let's take a look. When we have "receivers", you're a "borrower". That means you are asking

for something, I'm going to receive it, I will get it. Right? Another is a "renter".

Remember we talked about landlord and landlady? They have rooms, or houses, and you pay money?

Well, you can be considered the "renter". The "renter" is a person who pays money to

have something for a small amount of time, and they must give it back or they must continue

to pay. Rent is usually every month; January, February, March. April, I will rent an apartment,

which means I will pay money every month to the landlord or the landlady. You could also

rent a car, you can rent that for a day or two. Rent a movie for 12 hours or a week.

And in this case, you're giving money to have something for a little while, and then you

must give it back. Okay? That's "rent".

Now, another thing is if we don't call you a "renter", we call you a "tenant". "Tenant"

is when you stay in a home, a place, an apartment, a house. So, a renter can rent a bicycle,

a car, a helicopter, a house. A tenant lives in a home, so think of a home or an apartment,

so that's different if you're a tenant. Okay?

"Lease". Okay? Now we're looking at the verbs, here. When you lease something... A lot of

times people lease, it means they make payments, like rent, but what they want to do is maybe

to buy it later on or hold it for a long period of time. A lot of people who lease cars, they

will pay monthly for the car, and after four years, they'll say: "Now do you want to buy

the car?" When you rent, you can't do that. You must return it or continually pay. So,

leasing is one option when you're receiving, like I want to lease a car, which means I

will make payments every month for two years, and after two years, I might say: "Okay, now

I'm going to buy it." If you were renting it, you would never be able to buy it; you

would have to keep paying. And that's the difference between "rent" and "lease". And

"borrow", we've talked about, you receive, generally. "Can I borrow a pen?" Right? Good.

Now, if we have the basics down, which I think we do, we're going to go on our next little

outing. What are we going to do? Well, we might as well learn how to use it. Like I

say, vocabulary, if you don't know how to use it, there's no point to it. So let's come

back, and we're going to look at some common expressions that we use

for borrowing and lending. Ready?

[Snaps] And we're back. Sorry, Elvis, who is possessed. Remember we did "possession"

before? Possessed by the spirit of Elvis. All right, so: "Can you lend a hand?" We talked

about "lend" means to give. Well, a hand is a good thing. Right? So when I lend a hand,

it means I will give you some help. Right? Give you a hand. "Can you lend a hand?"

"Something lends itself." We use this to say something can be used for... It's pretty good

when you use it. A great example is this: There are many books that lend themselves

to becoming great movies, which means it has a particular use; we can use the book to make

a movie, or a comic book, if you've seen Batman, the Justice Lady, Avengers, they are lending

themselves to being movies; they are good for that use. Right? So it's not just the

book, we can use it for something else, and it will be good for that thing we use it for.