Name: BOX SET：6分鐘英語 - 「金錢2」英文超級課程！30分鐘全新單字！ (BOX SET: 6 Minute English - 'Money 2' English mega-class! 30 minutes of new vocab!)
Uploaded: 2026-01-27T17:07:03.000Z
Duration: 30 min 32 s

Six Minute English from BBC Learning English.

BBC Learning English 的 Six Minute English。

Hello, this is Six Minute English from BBC Learning English.

大家好，這裡是 BBC Learning English 的 Six Minute English。

In this program, we're talking about money.

在這集的節目裡，我們要聊聊錢。

And, Beth, as the old saying goes, money makes the world go round.

Beth，就像老話說的，有錢能使鬼推磨。

You mean it's very important and lots of things couldn't happen without it.

你的意思是錢很重要，沒有錢很多事情都做不成。

have you noticed how our money doesn't seem to buy so much these days?

你有沒有發現，我們現在的錢好像買不到以前那麼多東西了？

It seems like consumers like us are being hit in the pocket at the moment, and

感覺我們一般消費者現在荷包縮水很嚴重，

by that I mean we have less money to spend.

意思就是我們的可支配所得變少了。

I know this has a lot to do with inflation, the increase in prices of things over time.

但我知道這跟通貨膨脹很有關係，也就是東西的價格隨著時間上漲。

And, Beth, my question for you is about inflation.

Beth，我想問你的問題是關於通貨膨脹的。

According to one report, what was the annual inflation rate in Venezuela between November 2017 and 2018?

根據一份報告，委內瑞拉在2017年11月到2018年之間的年通貨膨脹率是多少？

Was it A, 130%, B, 1,300% or C 1,300,000%?

是 A、130%，B、1,300%，還是 C、1,300,000%？

OK, we'll find out if you're right later on.

好的，晚點我們就知道你說的對不對了。

But let's talk more about money and inflation.

不過，我們來聊聊更多關於錢和通貨膨脹的事。

Now, around the world, prices of things are rising more than normal, and

現在，全世界的東西價格都比平常漲得凶，而且

more worrying is that prices keep going up.

更讓人擔心的是，物價一直漲不停。

Two things in particular are increasing in price.

Energy, like gas and electricity and food.

能源，像是瓦斯和電力，還有食物。

這些都是我們生活必需、依賴的東西。

The COVID pandemic and the war in Ukraine, which has reduced the supply in things we need.

COVID 疫情和烏克蘭戰爭，這兩件事都減少了我們需要的東西的供應量。

And when things are in short supply, available in limited quantities, prices go up.

當東西供應短缺，數量有限時，價格就會上漲。

The BBC World Service programme, the Real Story, discussed this in much more detail.

BBC World Service 的節目「The Real Story」對此做了更深入的探討。

One expert economist, writer and broadcaster Linda Yu explained how price rises could be around for a while.

專家經濟學家、作家兼廣播人 Linda Yu 解釋了物價上漲可能會持續一段時間。

Even if you take out some of these volatile items like food and energy, the sustained price increases that we've had, it is actually getting passed through into how companies price their goods and services.

即使我們剔除掉像食物和能源這些波動較大的項目，持續的物價上漲，其實已經轉嫁到公司商品和服務的定價上了。

And that's where it gets extremely worrying, because that suggests that even if energy prices, food prices come down, we could have inflation now in the system.

這就是讓人非常擔憂的地方，因為這表示即使能源和食物的價格下降，系統裡可能已經出現了通膨。

And I think that for advanced economies is worrying.

我認為這對已開發國家來說是令人擔憂的。

For developing countries, that's hugely worrying.

對於開發中國家來說，這更是極度令人擔憂。

Linda Yu used some interesting language there.

Linda Yu 剛剛用了很有趣的說法。

She talked about food and energy being volatile items.

她提到食物和能源是波動性項目。

Something that's volatile is unpredictable and can change suddenly.

波動性大的東西就是難以預測、會突然改變的。

And that's what we've experienced with food and energy prices.

這就是我們在食物和能源價格上所經歷的。

she said these price increases have been sustained, so continuing at the same level for a long period of time.

她說這些價格上漲是持續性的，也就是說，在很長一段時間內都維持在相同的水準。

But Linda Yu says that even if energy and Food prices eventually come down.

但 Linda Yu 表示，即使能源和食品價格最終會下降。

Companies will pass on the extra costs they've already faced by charging more for their goods and services.

公司也會把他們已經面臨的額外成本轉嫁出去，透過提高商品和服務的價格。

Continuing price rises aren't good for anyone, but

持續的物價上漲對任何人來說都不好，但

especially for people in developing economies, countries which have industry that's less developed and have lower living standards.

特別是對開發中國家的人們來說，這些國家擁有工業發展較不成熟、生活水準較低的產業。

Another possible consequence of inflation is recession.

通貨膨脹另一個可能的後果是經濟衰退。

This economic term describes a situation where a country's production starts going down, people's incomes go down and unemployment goes up.

這個經濟術語描述的是一個國家的生產力開始下降、人們的收入下降、失業率上升的情況。

This all sounds like a very bleak economic outlook.

Well, that's the million dollar question, and economists are trying to work it out.

嗯，這真是個價值百萬的問題，經濟學家們正努力找出答案。

Speaking on the Real Story programme, economist Vicky Price gave an overview of how to control inflation.

經濟學家 Vicky Price 在「The Real Story」節目上，概述瞭如何控制通貨膨脹。

One of the things that actually is most effective is by slowing down demand.

實際上最有效的方法之一，就是減緩需求。

And if you increase interest rates, what you do is you discourage people from borrowing, whether they're individuals or whether they are businesses.

如果你提高利率，你就會讓個人或企業都不想借錢。

And of course economists start slowing down.

經濟學家們自然會開始放慢腳步。

So she says what is most effective, meaning what works well and gets the best results, is, is slowing down demand.

所以她說，最有效的方法，也就是效果最好、成果最顯著的方法，就是減緩需求。

Increasing interest rates can do this because people will borrow less money.

提高利率可以做到這一點，因為人們會減少借錢。

Interest rates are fees banks and financial institutions charge you for borrowing money.

利率是銀行和金融機構向你收取借款的費用。

And if we borrow less money, we buy fewer things, which can reduce inflation.

而且如果我們借的錢變少，買的東西也會變少，這樣就能降低通貨膨脹。

And if you were in Venezuela in 2018, you would really want inflation to go down, wouldn't you?

如果你在 2018 年的委內瑞拉，你一定很希望通貨膨脹能降下來，對吧？

Now, earlier I asked you what one report said the inflation rate was there between November 2017 and 2018.

剛才我問你，一份報告說那裡的通貨膨脹率在 2017 年 11 月到 2018 年之間是多少。

According to a study by the opposition controlled national assembly, the annual inflation rate reached 1,300,000% in the 12 months to November 2018.

根據反對派控制的國民議會一項研究顯示，截至 2018 年 11 月的 12 個月內，年通貨膨脹率達到了 130 萬%。

This extreme financial situation was known as hyperinflation.

這種極端的財務狀況被稱為惡性通貨膨脹。

In this program we have been talking about inflation.

在這個單元裡，我們一直都在討論通貨膨脹。

Other vocabulary we used included the expression hit in the pocket, which means you have less money to spend.

我們還用了一個詞叫做「hit in the pocket」，意思是你的可支配金錢變少了。

Volatile describes something that is unpredictable and can change suddenly.

「Volatile」用來形容難以預測、會突然改變的事物。

Something that is sustained, continues at the same level for a long period of time.

「Sustained」則是形容持續一段很長的時間，維持在相同水準。

And something that is effective, works well and gets the best results.

「Effective」則是做得很好，能得到最好結果。

And interest rates are fees banks and financial institutions charge you for borrowing money.

而「interest rates」是銀行和金融機構跟你借錢時收取的費用。

Well, we hope you found our brief lesson about the economy useful.

希望我們這堂關於經濟的簡短課程對你有幫助。

Six Minute English from BBC Learning English Hello, I'm Sam and welcome to Six Minute English.

BBC Learning English 的「Six Minute English」單元，哈囉，我是 Sam，歡迎來到 Six Minute English。

This is the programme where in just six minutes we discuss an interesting topic and teach some related English.

這是我們在六分鐘內討論一個有趣話題並教大家相關英文單字的節目。

Fraud is the criminal activity of getting money by deceiving people or tricking people by doing something dishonest.

詐騙是透過欺騙或不誠實的手段來騙取金錢的犯罪行為。

There are many ways to do this and much of it is happening online these days.

詐騙有很多種方式，而且現在很多都發生在網路上。

But first, a very honest quiz question for you to answer.

不過，我們先來一個非常誠實的隨堂測驗。

Rob, according to UK Finance, an organization that represents the British banking industry, how much money did criminals steal through fraud and scams last year?

Rob，根據代表英國銀行業的組織 UK Finance 的說法，去年犯罪分子透過詐騙和騙局竊取了多少錢？

Was it A, 1.2 million pounds, B, 120 million or C 1.2 billion pounds?

是 A，120 萬英鎊，B，1.2 億，還是 C，12 億英鎊？

Well, I imagine it's quite a lot, so I'll say £120 million.

嗯，我想應該不少，所以我猜是 1.2 億英鎊。

OK, we'll find out if you're right later in the program.

好的，我們稍後節目中會揭曉你是否答對。

Now, I just mentioned the word scam, which is an illegal way of making money by tricking someone.

現在，我剛才提到了「騙局」這個詞，這是一種透過欺騙他人來非法賺錢的方式。

We may think that we'll never be scammed, but

我們可能會覺得自己永遠不會被騙，但是

already millions of people have fallen for fake emails, phone calls or letters that look genuine and ask us to give or update our financial details.

已經有數百萬人上當受騙，收到看起來很真實的假電子郵件、電話或信件，要求我們提供或更新財務細節。

To fall for means to believe something that is a trick or a lie to be true.

「上當受騙」的意思是相信一個騙局或謊言是真的。

This year, for example, thousands of people in the UK fell for a fraudulent or fake email requesting that people update their direct debit details for paying their TV licence.

例如，今年在英國，有數千人上當受騙，收到一封詐騙或假的電子郵件，要求大家更新支付電視牌照費用的直接扣款授權詳情。

字幕列表影片播放

BOX SET：6分鐘英語 - 「金錢2」英文超級課程！30分鐘全新單字！ (BOX SET: 6 Minute English - 'Money 2' English mega-class! 30 minutes of new vocab!)

sophisticated

reveal

expression

period