Name: "大多數人不知道即將發生什麼"--最後的警告 ("Most People Have No Idea What Is Coming" – Last WARNING)
Uploaded: 2025-07-26T18:36:53.000Z
Duration: 24 min 24 s

Wealth inequality has been growing faster than ever.

財富不平等的增長速度比以往任何時候都快。

The top 1% of Americans own almost a third of the entire country's wealth.

最富有的 1%美國人擁有整個國家近三分之一的財富。

The top 10% of Americans own almost 70% of the entire country's wealth.

排名前 10%的美國人擁有整個國家近 70% 的財富。

While the bottom 50% own absolutely nothing.

The fact that we have somebody who is about to become the first trillionaire in history is a clear sign that wealth inequality has been getting out of hand.

我們有一個人即將成為歷史上第一個萬億美元富翁，這清楚地表明財富不平等已經到了不可收拾的地步。

I've never seen anybody who fights wealth inequality more than Bernie Sanders.

我從未見過比伯尼-桑德斯更能打擊財富不平等的人。

And recently, he gave a 2-hour interview to Joe Rogan explaining why wealth inequality has been rising recently.

最近，他接受了喬-羅根（Joe Rogan）長達兩小時的採訪，解釋了為什麼最近財富不平等現象不斷加劇。

I have nothing but huge respect and admiration for Bernie Sanders, because he's been saying the exact same thing for decades and stood his ground regardless of what happened.

我非常尊重和欽佩伯尼-桑德斯，因為他幾十年來一直說著同樣的話，無論發生什麼，他都堅持自己的立場。

But it also made me realize that even people who are at the top, who are occupying high-ranking positions, don't have a clue of what exactly is happening and why 60% of Americans are living paycheck to paycheck.

但這也讓我意識到，即使是那些身居高位的高層人士，也不知道究竟發生了什麼，為什麼 60% 的美國人都在過著 "靠工資吃飯 "的生活。

This video isn't to criticize Bernie Sanders or politicize this video, but rather explain to you how the system works.

這段視頻並不是要責備伯尼-桑德斯，也不是要將這段視頻政治化，而是要向大家解釋這個系統是如何運作的。

Because the current system is by far the greatest system that humanity has ever created to build wealth.

因為現行制度是迄今為止人類創造的最偉大的財富積累制度。

Now, it doesn't mean that there aren't problems in other areas, and Bernie might be right in a lot of other things.

現在，這並不意味著其他領域沒有問題，伯尼在很多其他方面可能是對的。

However, if you understand how the system works, you can take full advantage out of it just like all other rich people do and build wealth just like them.

但是，如果你瞭解這個系統是如何運作的，你就可以像其他富人一樣充分利用這個系統，像他們一樣創造財富。

So, please take this video with a grain of salt and let's not politicize this video.

是以，請謹慎對待這段視頻，不要將其政治化。

My job or my goal with this video is try to help you as much as I can.

我的工作或者說我製作這個視頻的目的就是儘可能地幫助你們。

So, if you're ready, let's get right into it.

所以，如果你們準備好了，我們就開始吧。

Has wealth inequality been rising recently?

財富不平等最近是否有所加劇？

If you go back to 1970s, yes, there has been rich and poor people all the time.

如果追溯到 20 世紀 70 年代，是的，一直都有富人和窮人。

However, ever since 1970s or since we abandoned the gold standard, wealth inequality has been rising tremendously.

然而，自 20 世紀 70 年代以來，或者說自我們放棄金本位制以來，財富不平等現象一直在大幅上升。

Today, the top 1% have the kind of wealth that humanity in its entire history did not have.

今天，最富有的 1%的人所擁有的財富是人類整個歷史上都不曾有過的。

As if we have literal kings and queens who are controlling the entire world while the average American or even the average person in any other country is simply a peasant who is making the minimum wage just to be able to afford the basic bills instead of having a good decent life.

就好像我們有真正的國王和王后，他們控制著整個世界，而普通的美國人甚至其他國家的普通人只是一個農民，他們掙著最低工資，只是為了能夠支付基本的賬單，而不是過上體面的好日子。

And it doesn't matter which statistics you look at, it's the same thing all the time.

不管你看的是哪種統計數據，一直都是一樣的。

The bottom 50% of Americans have always never actually owned any kind of wealth.

底層 50%的美國人從未真正擁有過任何財富。

In fact, back in 1990s, the average American or the bottom 50% had more wealth than they have today, even though that there has been a lot of technological advancement in the last 50 to 60 years.

事實上，早在 20 世紀 90 年代，普通美國人或底層 50%的人所擁有的財富就比現在多，儘管在過去的 50 到 60 年裡，科技進步了很多。

The world today is far better than it has been 50 years ago.

And yet back in 1990s, the bottom 50% of Americans had more wealth.

然而，在 20 世紀 90 年代，底層 50%的美國人擁有更多財富。

Well, if you look at the top 1% of Americans or the top 10% or even the top 50%, everything else is shared among them.

好吧，如果你看看美國收入最高的 1%或 10%，甚至 50%的人，其他一切都由他們分享。

If you look at taxes, the same story repeats over here.

如果你看看稅收，同樣的故事在這裡重演。

Taxes for the top 1% of Americans or the richest Americans have gone down since 1960s and 70s, while taxes for the bottom 50% have increased slightly.

自 20 世紀六七十年代以來，美國最富有的 1%的人的稅收有所下降，而最底層 50%的人的稅收則略有增加。

Does that mean that the government has been trying to tax the average American instead of going behind the people who actually have money?

這是否意味著政府一直在試圖向普通美國人徵稅，而不是向真正有錢的人徵稅？

I mean, if you think about it, logically, it doesn't make sense.

我的意思是，如果你仔細想想，從邏輯上講，這是說不通的。

Why would you go behind the average American or the bottom 50% of Americans who don't make that much money?

你為什麼要排在普通美國人或收入最低的 50%的美國人後面？

However, if you look at the income of the government, you instantly realize that most of the income or most of the taxes come from the average American.

然而，如果你看看政府的收入，你就會立刻意識到，大部分收入或大部分稅收都來自普通美國人。

The corporations don't pay much taxes, the top 1% don't pay any kind of taxes, and since Ronald Reagan became the president, he reduced the taxes so much that probably nobody has reduced taxes in the entire history of America as much as Ronald Reagan did.

自羅納德-里根（Ronald Reagan）就任總統以來，他大幅減稅，在整個美國曆史上，可能沒有人像羅納德-里根那樣大幅減稅。

And it also doesn't matter who was the president of the United States, whether it was a democrat or a republican, the top 1% their wealth has been growing while the wealth of the bottom 50% has gone down.

不管誰當美國總統，不管是民主黨人還是共和黨人，財富排名前 1%的人的財富一直在增長，而財富排名後 50%的人的財富卻在減少。

Even when Obama was a president who was a democrat, you would think that democrats want a much bigger government that helps the average American by providing more government services.

即使奧巴馬是民主黨總統，你也會認為民主黨人希望有一個更大的政府，通過提供更多的政府服務來幫助普通美國人。

However, if you look at the statistics and the numbers, it's very clear that it doesn't matter who is the president.

但是，如果你看一下統計數據和數字，就會非常清楚地發現，誰當總統並不重要。

The system works in the exact same direction, that the gap between the rich and the poor keeps growing no matter who is in power.

無論誰執政，貧富差距都會不斷擴大，這個制度的運行方向完全相同。

And it's also very interesting that productivity of the average American has been growing since then, while the median income has stagnated since 1970s and 80s.

同樣有趣的是，從那時起，普通美國人的生產力一直在增長，而收入中位數自上世紀七八十年代以來卻停滯不前。

And that means that the average American today produces far more than it has ever produced in entire history, his productivity is growing tremendously, but he is not getting paid for the exact same outcome that he did for example 50 years ago.

這就意味著，今天美國人的平均生產量遠遠超過了整個歷史上的生產量，他的生產率正在大幅提高，但他所獲得的報酬卻與 50 年前完全相同。

And it's nowhere as clear as in the housing market.

這一點在房地產市場上表現得最為明顯。

Back in 1970s, the average household was about 23 thousand dollars, while the median income used to cost around a little less than 9 thousand dollars.

上世紀 70 年代，平均家庭收入約為 2.3 萬美元，而收入中位數則不到 9000 美元。

Which means that the average person could actually save 2.6 times of his income and go and buy a house, which actually made sense, which was great.

這意味著，普通人實際上可以儲蓄其收入的 2.6 倍，然後去買房，這實際上是有意義的，這很好。

However, if you take the exact same statistics, and you look at the median house price today in 2025, it's around 420 thousand dollars.

然而，如果你採用完全相同的統計數據，看看 2025 年的房價中位數，大約是 42 萬美元。

While the median income has also grown since then, from at least around 9 thousand dollars to as much as 80 thousand dollars, today it takes you 6 median incomes to buy the exact same house.

雖然自那時以來收入中位數也在增長，從至少 9000 美元左右增長到 8 萬美元之多，但今天你需要 6 個收入中位數才能買到完全相同的房子。

Which means that the average American today is far unlikely to buy a house than ever in entire history of America.

這意味著，如今普通美國人買房的可能性遠低於美國曆史上的任何時期。

Which means that today Americans have to save a much bigger chunk of their income and save for much longer to be able to buy a house.

這意味著，今天的美國人要想買房，就必須從收入中拿出更多的錢來儲蓄，而且儲蓄時間要長得多。

這難道不是不平等的明顯標誌嗎？

Isn't that a clear sign that the average American is producing far more and yet he can't even buy or pay for the basic expenses?

這難道不是一個明顯的跡象，表明普通美國人的生產量遠高於其他國家，卻連基本的購買或支付費用都做不到嗎？

We're not talking about the average American being able to buy a yacht or a helicopter, but rather simply get affordable house for him to have a roof over his head.

我們說的不是普通美國人能夠買遊艇或直升機，而是讓他買得起房子，有房住。

In fact, recent statistics also show the fact that 60% of Americans are living paycheck to paycheck.

事實上，最近的統計數字也表明，60% 的美國人都是靠薪水度日。

And if you look at all of these statistics, it's very clear that inequality has actually been rising and it's a real problem.

如果你看一下所有這些統計數據，就會非常清楚地看到，不平等實際上一直在加劇，這是一個真正的問題。

However, it's not about the income inequality, it's not about the top 10%, but it's rather about the bottom 90% of Americans haven't yet realized how the entire system works.

然而，這不是收入不平等的問題，也不是收入最高的 10%的問題，而是收入最低的 90%的美國人還沒有意識到整個系統是如何運作的。

While the top 10% of Americans realized the system, how the system works and started taking advantage out of it.

而最頂尖的 10%的美國人意識到了這個系統、這個系統是如何運作的，並開始從中獲益。

And that's because back in 1970s, there has been a huge shift in the mindset and the structure of the economy that the average American even today does not realize what changes has happened back then that changed the entire course of the economy since then.

這是因為早在 20 世紀 70 年代，人們的思維方式和經濟結構就發生了巨大轉變，即使是今天的普通美國人也沒有意識到當時發生了什麼變化，從而改變了此後的整個經濟進程。

To understand that, you have to understand a clear difference between income and wealth.

要理解這一點，就必須明確收入和財富之間的區別。

Income is what you are getting paid, how much money you make, how much cash gets into your pocket every month or every year.

收入就是你的報酬，你能掙多少錢，每個月或每年有多少現金進入你的口袋。

And since the United States abandoned the gold standard, the entire mentality of the economy has changed.

而自從美國放棄金本位制以來，整個經濟心態都發生了變化。

Corporations, businesses, the entire economy began to focus on acquiring wealth.

公司、企業和整個經濟都開始專注於獲取財富。

And acquiring wealth is very different than acquiring income because you're not getting taxed at your wealth, but you're getting taxed at your income.

獲取財富與獲取收入截然不同，因為你不是按財富納稅，而是按收入納稅。

And that change in the mentality led to this huge growth in the income inequality.

這種心態的變化導致了收入不平等的巨大增長。

And yet, even in 2025, the vast majority of people have no clue what is the difference and how that change happened and how it impacts them.

然而，即使到了 2025 年，絕大多數人也不知道有什麼不同，也不知道這種變化是如何發生的，對他們有什麼影響。

When you're focused on building wealth, you are being focused on reinvesting back into the business to grow it and make it bigger because that's how you build wealth.

當你專注於創造財富時，你就會專注於再投資於企業，使其發展壯大，因為這就是你創造財富的方式。

Imagine you are making a certain amount of money and you go and buy a house.

想象一下，你賺了一筆錢，然後去買了一棟房子。

And now you're receiving rental income from that property that you have purchased.

現在，您可以從購買的房產中獲得租金收入。

You can take that property and buy something for you.

你可以用這筆財產為自己買些東西。

You can treat yourself at a very nice restaurant.

您可以在一家非常不錯的餐廳犒勞自己。

You can treat yourself for a very great vacation.

您可以犒賞自己一個非常棒的假期。

You can buy an expensive ring for your wife or fiance.

您可以為妻子或未婚夫購買一枚昂貴的戒指。

However, you cannot possibly build wealth like that.

然而，你不可能像這樣積累財富。

A smart person or a person who's trying to build wealth, he would take that rental income and he would buy another property.

聰明人或想積累財富的人，會利用租金收入再買一處房產。

When he has two properties, he will start taking the rental income from both of these properties to buy a third property.

當他擁有兩處房產時，他將開始利用這兩處房產的租金收入購買第三處房產。

And over time, he keeps buying more and more properties.

隨著時間的推移，他不斷購買越來越多的房產。

Yes, this guy now owns maybe a thousand properties, maybe 10,000 properties, and he has built so much wealth.

是的，這個人現在可能擁有上千套房產，甚至上萬套房產，他創造瞭如此多的財富。

That's not because he's consuming so much, but rather he is producing.

這不是因為他消耗太多，而是他在生產。

And that shift in mentality has led the top 10% of Americans own almost all the wealth in the country, while the bottom 90% don't own anything.

這種心態的轉變導致美國最富有的 10%的人幾乎擁有了全國所有的財富，而最貧窮的 90%的人卻一無所有。

Because the top 10% are being focused on building wealth and building something and building value and reinvesting all the profits.

因為前 10%的人都在專注於積累財富、創造財富、創造價值，並將所有利潤進行再投資。

And when you're reinvesting your profits back into the business, you're not getting taxed.

當你把利潤再投入到業務中時，你就不用交稅了。

So when you have a multi-trillion dollar corporation, such as Amazon or Apple or Microsoft, when they're reinvesting back into building a new AI project or opening a new AI data center or building a new financial infrastructure, they're not getting taxed on that because they're building something.

是以，當亞馬遜、蘋果或微軟等價值數萬億美元的公司再投資建設新的人工智能項目，或開設新的人工智能數據中心，或建設新的金融基礎設施時，他們不會是以而被徵稅，因為他們正在建設一些東西。

When you get your paycheck at the end of the month, you're getting taxed because you received real cash into your pocket.

當你在月底領到工資時，你會被徵稅，因為你的口袋裡裝的是實實在在的現金。

Moreover, companies began paying their employees in stock compensations instead of income.

此外，公司開始用股票補償代替收入支付員工工資。

So when you have a huge, large multi-trillion dollar corporation, they don't pay their executives with cash just like they pay you.

是以，當你擁有一家價值數萬億美元的大型企業時，他們不會像你一樣用現金支付高管。

They realize that if we want our executives, if we want our managers to be interested in the growth and the prosperity of this business, then they must have a stake in this business.

他們意識到，如果我們希望我們的高管，如果我們希望我們的經理對企業的發展和繁榮感興趣，那麼他們就必須與企業有利益關係。

If you are, for example, a co-owner of a grocery store in the corner of the street, then you're interested for that grocery store to keep growing, to keep making more money.

比如說，如果你是街角一家雜貨店的共同所有人，那麼你就有興趣讓這家雜貨店繼續發展，繼續賺更多的錢。

Which is why all of these corporations suddenly started paying their employees or their top executives in stock compensations.

這就是為什麼所有這些公司突然開始向員工或高層管理人員支付股票薪酬。

So when you see that there is a huge income inequality, and that's because all these employees are getting paid in cash, while the CEO is getting paid in stock compensation.

是以，當你看到存在著巨大的收入不平等時，那是因為所有這些員工都是以現金支付，而首席執行官則是以股票補償的方式獲得報酬。

Now the best example I can think of is Elon Musk.

現在我能想到的最好的例子就是埃隆-馬斯克。

He's like, I'm the CEO of Tesla, and if I achieve these key performance indicators or KPIs, then I want to have more ownership in the business.

他說，我是特斯拉的首席執行官，如果我實現了這些關鍵績效指標或 KPI，我就想在企業中擁有更多所有權。

So he does everything possible to make sure that Tesla achieves certain indicators, and then he gets paid in more ownership or a stock compensation package, and then everybody freaks out that Elon Musk just got paid 50 billion dollars.

是以，他盡一切可能確保特斯拉實現某些指標，然後他就能獲得更多所有權或股票補償方案，然後大家就會驚呼埃隆-馬斯克剛剛獲得了 500 億美元的報酬。

字幕列表影片播放

"大多數人不知道即將發生什麼"--最後的警告 ("Most People Have No Idea What Is Coming" – Last WARNING)

entire

individual

majority

vast