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字幕列表 影片播放

  • Hey everybody!

    大家好!

  • It's Ariannita la Gringa

    我是 Ariannita la Gringa

  • and welcome back to my YouTube channel.

    ,歡迎回到我的 YouTube 頻道。

  • In today's video, I will teach all of you about money.

    在今天的影片中,我將教大家有關金錢的知識。

  • And what is money?

    而金錢是什麼?

  • Money is what people use to buy things or services.

    金錢是人們用來購買東西或服務的東西。

  • For example, you can use money to buy clothes,

    例如,你可以用錢買衣服,

  • you can use money to buy food,

    你可以用錢買食物,

  • or many more things.

    或更多的東西。

  • Money comes in different forms.

    金錢有不同的形式。

  • For example, I am holding cash in my hand.

    例如,我手上拿著現金。

  • This is cash and cash is the physical form of money.

    這就是現金,現金是貨幣的實體形式。

  • This is cash.

    這是現金。

  • Cash is basically bills or coins.

    現金基本上就是鈔票或硬幣。

  • I have some coins in my pocket.

    我口袋裡有一些硬幣。

  • These are coins.

    這些是硬幣。

  • Both of these are different types of cash (bills and coins).

    這兩種都是不同類型的現金(紙幣和硬幣)。

  • And how do you get some more cash or a physical form of money?

    如何獲得更多現金或實體貨幣?

  • Well, of course, money doesn't grow on trees,

    當然,錢不會長在樹上,

  • but you can take out cash from the ATM.

    但你可以從 ATM 取出現金。

  • There's an ATM over there behind me

    我後面有一台 ATM

  • and that stands for automated teller machine.

    ,代表自動櫃員機。

  • This is an ATM machine.

    這是一台 ATM 機。

  • It's a machine that lets you take out money or cash

    這是一台可以讓您從銀行帳戶中取出錢或現金的機器

  • from your bank account and that's called withdraw

    ,稱為提款

  • so you can withdraw money from the ATM.

    ,因此您可以從 ATM 提款。

  • ATM stands for automated teller machine.

    ATM 代表自動櫃員機。

  • If you have physical cash you can put in money in the ATM

    如果您有實體現金,您可以在 ATM 機上存錢

  • or if you want to withdraw money

    ,或者如果您想提款,

  • you can take out money or have a physical copy of cash.

    您可以取出現金或擁有現金的實體副本。

  • And you can find ATM machines outside your bank

    您可以像這裡一樣在銀行外找到 ATM 機

  • like right here or you can also find it inside the bank,

    ,也可以在銀行內、

  • inside shopping malls, stores or even restaurants.

    購物中心、商店甚至餐廳內找到它。

  • Now, what is a bank?

    現在,什麼是銀行?

  • Well, there's a bank right behind me it's called Fifth Third Bank

    嗯,我後面有一家銀行,叫做第五第三銀行

  • and there's another one to my right it's called US Bank.

    ,我右邊還有另一家銀行,叫做美國銀行。

  • bank is a safe place where people can keep their money

    銀行是一個安全的地方,人們可以在這裡保管自己的錢

  • and you can borrow money from the bank

    ,您可以向銀行借錢

  • or you can ask the bank to lend you money.

    ,也可以要求銀行借錢給您。

  • I don't have a bank account with US Bank,

    我沒有美國銀行的銀行帳戶,

  • but I do havebank account with Bank of America

    但我有美國銀行的銀行帳戶

  • so I'm going to head over to the ATM

    ,所以我要前往 ATM

  • the automated teller machine and withdraw some money

    自動櫃員機並

  • come along with me!

    和我一起提取一些錢!

  • I'm about to walk over there to my bank

    我正要去那裡我的銀行

  • called Bank of America, but in this area they have over five banks.

    叫美國銀行,但在這個地區他們有超過五家銀行。

  • They have Bank of America,

    他們有美國銀行、

  • Chase,

    大通銀行、

  • Fifth Third,

    Fifth Third、

  • US Bank, and Huntington.

    合眾銀行和亨廷頓銀行。

  • That's a lot of banks to be in this small area.

    在這個小區域裡有很多銀行。

  • There's almost 5,000 banks in America

    美國有近 5,000 家銀行

  • and behind me this is Chase Bank.

    ,在我後面的是大通銀行。

  • It is one of the most common banks with over 80 million customers.

    它是最常見的銀行之一,擁有超過 8000 萬客戶。

  • Go ahead and let me know down below

    請在下面告訴我

  • what is the most common bank in your country.

    你們國家最常見的銀行是哪家。

  • Talking about money,

    說到錢,

  • what's your favorite way to spend it?

    你最喜歡的花錢方式是什麼?

  • I enjoy spending my money on new activities

    我喜歡把錢花在新的活動

  • and things like learning a new language.

    和學習新語言等事情上。

  • And the best app to learn a new language is today's sponsor, Preply.

    學習新語言的最佳應用程式是今天的贊助商 Preply。

  • Preply is a language learning platform

    Preply 是一個

  • that has thousands of native tutors.

    擁有數千名母語導師的語言學習平台。

  • You can take lessons anytime

    您可以隨時上課

  • and schedule a lesson that fits your budget and busy schedule.

    ,並安排適合您預算和繁忙日程的課程。

  • You can also use filters to narrow your search

    您還可以使用過濾器來縮小搜尋範圍

  • and find the perfect teacher.

    並找到完美的老師。

  • Preply is the best way to practice with a teacher

    Preply 是與老師一起練習的最佳方式,

  • who will actually motivate you

    他會真正激勵您

  • and will make your language learning easier.

    並使您的語言學習變得更輕鬆。

  • Use my code ARIANNITA50

    使用我的代碼 ARIANNITA50

  • for a 50% discount on your first trial.

    首次試用可享 50% 的折扣。

  • Thanks to Preply for sponsoring this portion of this video.

    感謝 Preply 贊助該影片的這一部分。

  • Let's get back to the video!

    讓我們回到影片吧!

  • I just got to my bank, Bank of America,

    我剛剛到達我的銀行,美國銀行,

  • and in order for me to be part of the bank

    為了成為該銀行的一員,

  • I need to have a bank account

    我需要有一個銀行帳戶

  • and that's a safe place where I can keep my money in the bank.

    ,這是我可以將錢存入銀行的安全地方。

  • So you can have two different accounts.

    所以你可以有兩個不同的帳戶。

  • You can have a checking account or a savings account.

    您可以擁有支票帳戶或儲蓄帳戶。

  • Now, I'm going to walk inside the bank

    現在,我要走進銀行

  • and check out the ATM because I want to withdraw some money

    並檢查 ATM,因為我想提取一些錢

  • and show you guys the different bills we use in America.

    並向你們展示我們在美國使用的不同鈔票。

  • And in order to enter the bank

    為了進入銀行,

  • you need to be a client.

    您需要成為客戶。

  • You can't just open up the door.

    你不能只是打開門。

  • No...

    不……

  • This door is locked.

    這扇門是鎖著的。

  • There's a code right here to enter

    這裡有一個代碼需要輸入

  • so in order to enter the bank I need to have a debit card

    ,所以為了進入銀行,我需要一張借記卡

  • orcan just use Apple pay (my debit card on my phone).

    ,或者我可以只使用 Apple pay(我手機上的借記卡)。

  • I have my debit card on my phone

    我的手機上有借記卡

  • so I can just scan it right here and walk inside.

    ,所以我可以直接在這裡掃描並走進去。

  • Now I'm going to withdraw money from the ATM

    現在我要從

  • from the automated teller machine.

    自動櫃員機的 ATM 機提款。

  • And that just means I'm going to take out money from my bank account.

    這只是意味著我要從我的銀行帳戶中取出錢。

  • So in order to take out money from your bank account

    因此,為了從您的銀行帳戶中取出資金,

  • you need a debit card or I can use the one on my phone.

    您需要一張金融卡,或者我可以使用手機上的金融卡。

  • So now I'm going to scan it right here.

    所以現在我要在這裡掃描它。

  • Now it says enter your PIN so I'm going to enter my pin.

    現在它說輸入您的 PIN 碼,所以我要輸入我的 PIN 碼。

  • And now the screen says get cash, make deposit,

    現在螢幕上顯示獲取現金、存款、

  • check balance, or view more.

    檢查餘額或查看更多。

  • So the ATM has different functions.

    所以ATM有不同的功能。

  • You can deposit money if you have physical cash

    如果您有實體現金

  • and that cash will go into your bank account

    ,並且該現金將存入您的銀行帳戶,則您可以

  • or you can withdraw money

    存入資金,或者您可以提取資金

  • or take money out of your bank account.

    或從銀行帳戶中提取資金。

  • I personally want to get cash

    我個人想要獲得現金

  • because I want to withdraw money from my bank account.

    ,因為我想從我的銀行帳戶中提取資金。

  • Now the screen says, "How much cash do you want?".

    現在螢幕上顯示:「您想要多少現金?」。

  • You can get $20, $40, $60, or up to $300.

    您可以獲得 20 美元、40 美元、60 美元或最多 300 美元。

  • I am going to take out $200 from my bank account

    我將從我的銀行帳戶中取出 200 美元,

  • because I wanna show you guys the different bills.

    因為我想向你們展示不同的帳單。

  • Now the screen says, "How would you like your $200?".

    現在螢幕上顯示:「您想要 200 美元嗎?」。

  • You can have it in tens, twenties, or hundreds.

    您可以擁有數十個、二十個或數百個。

  • Now it says take your cash.

    現在它說拿走你的現金。

  • Now that I have some cash I can put it in my back pocket,

    現在我有了一些現金,我可以把它放在我的後口袋裡,

  • but I don't want to do that because I'm in a city

    但我不想這樣做,因為我在一個城市

  • and I wouldn't want anyone stealing that money from me

    ,我不希望任何人從我這裡偷錢

  • so I can put it in my purse.

    ,這樣我就可以把它放在我的口袋裡。錢包。

  • This is a purse or I can put the cash in my wallet.

    這是一個錢包,或者我可以把現金放在錢包裡。

  • These are both safe places to put my money.

    這些都是我放錢的安全地方。

  • I just took out some money from the ATM.

    我剛從自動櫃員機拿了一些錢。

  • This is cash.

    這是現金。

  • It's physical money.

    這是實體貨幣。

  • I wanna show you guys the different types of bills

    我想向你們展示

  • we use in the United States.

    我們在美國使用的不同類型的鈔票。

  • Let's start off with the first bill.

    讓我們從第一個帳單開始。

  • This is the $1 bill.

    這是 1 美元的鈔票。

  • You can call it a single or a buck.

    您可以將其稱為“單”或“一美元”。

  • Now the next bill is not very common.

    現在下一個法案已經不太常見了。

  • It's very hard to find and sometimes banks won't even have it.

    它很難找到,有時甚至銀行都沒有。

  • This is the $2 bill.

    這是2美元的鈔票。

  • This is $2.

    這是 2 美元。

  • The next bill is this one.

    下一個法案就是這個。

  • This is a $5 bill and most bills have presidents on them.

    這是一張 5 美元的鈔票,大多數鈔票上都印有總統。

  • This is Abraham Lincoln.

    這是亞伯拉罕·林肯。

  • The next bill is this one.

    下一個法案就是這個。

  • This is a $10 bill and as I said before,

    這是一張 10 美元的鈔票,正如我之前所說,

  • most bills have a president on them

    大多數鈔票上都有一位總統

  • but this is Alexander Hamilton

    ,但這是亞歷山大·漢密爾頓

  • and he was never president nor did he ever run for president.

    ,他從未擔任過總統,也從未競選過總統。

  • He was one of the founding fathers of the United States.

    他是美國的開國元勳之一。

  • So far I have shown you the $1 bill

    到目前為止,我已經向您展示了 1 美元的鈔票,

  • or you can call itbuck,

    或者您可以稱之為 1 美元,

  • the $2 bill, $5 bill, and $10 bill.

    2 美元的鈔票,5 美元的鈔票和 10 美元的鈔票。

  • I have $18 or you can say 18 bucks (18 bucks).

    我有 18 美元,或者你可以說 18 美元(18 美元)。

  • And what does 'buck' mean?

    「巴克」是什麼意思?

  • Well, that is slang for dollar.

    嗯,這是美元的俚語。

  • That is just $1.

    那隻是 1 美元。

  • This is the next bill.

    這是下一個法案。

  • This is a $20 bill and this is Andrew Jackson.

    這是一張 20 美元的鈔票,這是安德魯傑克遜。

  • He's on the $20 bill.

    20美元的鈔票上就是他。

  • You can say 20 bucks or 20 dollars.

    你可以說20塊或20美元。

  • The next bill is a $50 bill

    下一張是 50 美元的鈔票

  • and he was the 18th President of the United States.

    ,他是美國第 18 任總統。

  • His name is Ulysses S. Grant.

    他的名字叫做尤利西斯‧S‧格蘭特。

  • And the last bill and the most common bill in the U.S.

    最後一張鈔票也是美國最常見的鈔票

  • is the $100 bill.

    是 100 美元鈔票。

  • And this has Benjamin Franklin on it.

    這上面有班傑明·富蘭克林。

  • He was a scientist, he discovered electricity,

    他是一位科學家,他發現了電,

  • and he was one of the founding fathers of the United States,

    他是美國的開國元勳之一,

  • but he was never president.

    但他從未擔任過總統。

  • This is one of the most common bills in the U.S. so people use this a lot.

    這是美國最常見的帳單之一,因此人們經常使用它。

  • And one of the least common bills is the $2 bill.

    最不常見的紙幣之一是 2 美元紙幣。