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  • most of the people that watch this show probably never got an education and yet your story in your life is you, I think touch yourself about money and then kind of retired early and do this as a passion.

    大多數看這個節目的人可能從來沒有受過教育,然而你的故事在你的生活中是你,我認為觸摸自己的錢,然後有點提前退休,做這個作為一種激情。

  • And I'm wondering, what are some of the basics that people should know if they even want to understand the mindset of investing or even basic mistakes that people make, What can you tell people that maybe this is the first time they're thinking about this concept?

    我想知道,如果人們想了解投資的心態,甚至是人們所犯的基本錯誤,有哪些基本知識是人們應該知道的,你能告訴人們,也許這是他們第一次考慮這個概念?

  • Well, probably, I mean when you get down to the really basics, it's the idea of of making more than you spend, uh and then finding a way to compound that in a in a relatively safe, but but but still risk hating way to exponentially grow that capital over time.

    好吧,可能,我的意思是,當你深入到真正的基礎知識時,這是一個賺的比花的多的想法,呃,然後找到一種相對安全的複合方式,但仍然討厭風險的方式,隨著時間的推移,使資本成倍增長。

  • And, and, you know, one thing I like to tell is that, you know, for example, my father had, you know, he was a police officer for a long time and then he had a second career, uh he was hard working his entire life, he was working since he was a teenager.

    而且,而且,你知道,我喜歡講的一件事是,你知道,例如,我的父親有,你知道,他是一個警察很長一段時間,然後他有第二個職業,呃,他一生都在努力工作,他從十幾歲開始就在工作。

  • Um he had he had literally perfect credit score.

    嗯,他有他有字面上完美的信用評分。

  • He paid every bill on time and he just never, never built his wealth, right?

    他按時支付每筆賬單,他只是從來沒有,從來沒有建立起他的財富,對嗎?

  • So he lived in an apartment, he lived in a trailer park.

    所以他住在一個公寓裡,他住在一個拖車公園。

  • Um he wasn't bad with money, but he just kind of was always just enough, right?

    嗯,他不差錢,但他只是那種總是剛夠用,對嗎?

  • And there's no like idea to like, you know, put things aside and compound it over time.

    而且沒有像這樣的想法,你知道,把東西放在一邊,隨著時間的推移而複合。

  • Uh And so there's it's like if you if you miss one small thing, it can change everything else.

    是以,如果你錯過了一件小事,它就會改變其他一切。

  • And so my whole approach was to add that extra step of be good with money, but also find a way to compound it.

    是以,我的整個方法是增加額外的步驟,即善於用錢,但也要找到一個複合的方法。

  • Um And I think another big thing that people mrs they're always focused heavily on ways to save money which is useful um but it's also, I mean I think more, more powerful thing is find ways to make additional money um either by obviously finding ways to increase your career standing, right?

    我認為另一件大事是,人們總是非常關注如何省錢,這是有用的,但它也是,我的意思是,我認為更多,更有力的事情是想辦法賺更多的錢,嗯,要麼顯然是想辦法提高你的職業地位,對嗎?

  • So find ways to move up in your business or by having a side household um and obviously it's becoming more popular today than when I when I started doing that, you know, over a decade ago and we've kind of shifted more and more towards the gig economy.

    是以,要想辦法在你的業務上有所發展,或者通過有一個副業嗯,很明顯,今天它變得比我開始做的時候更受歡迎,你知道,超過十年前,我們已經越來越多地轉向零工經濟。

  • Um but it's still something that, you know, if people did more of that, I think they, you know, they'd have an easier time once they really get going after maybe five years of that they, you know, it's up, it's like work up front, but then it's a lot more smooth sailing when they're more financially secure.

    但它仍然是,你知道,如果人們做了更多這樣的事情,我想他們,你知道,他們會有一個更容易的時間,一旦他們真的開始了,也許五年後,他們,你知道,它是向上的,它就像前面的工作,但當他們在經濟上更安全時,它是一個更順利的航行。

  • Yeah, it really is kind of a game of inches, you can either kind of be in debt, you know, by a few grand every month or you can try to be, you know ahead by the maybe that same margin and then invest wisely and compound it puts you in two different scenarios when you're 10 years later at 33 years old.

    是的,這真的是一種英寸的遊戲,你可以選擇負債,你知道,每個月幾千美元,或者你可以嘗試,你知道領先也許同樣的幅度,然後明智地投資和複合,當你10年後33歲的時候,你會處於兩種不同的情況。

  • Like for you for example, um it it really can change, I guess your future if you're a little bit intelligent about the small pieces.

    比如說對你來說,嗯,它真的可以改變,我想你的未來,如果你對小塊的東西有一點智慧。

  • Exactly, yeah, small things and it is, you know, it is a shame that they don't teach it more in schools.

    沒錯,是的,小事,而且,你知道,他們不在學校裡更多地教這些東西,這是一種恥辱。

  • Um It's kind of remarkable I never learned in school.

    嗯 這是我在學校裡從來沒有學過的東西,有點了不起。

  • Um you know, you have like one in math class, they'll have a couple, you know, word problems about compounding or banking and things like that.

    嗯,你知道,你在數學課上有一個,他們會有幾個,你知道,關於複利或銀行業務之類的文字問題。

  • But other than that, you never actually learn personal finance that we learned all sorts of things.

    但除此之外,你從來沒有真正學習過個人財務,我們學到了各種各樣的東西。

  • Uh you know, we learn like different types of jellyfish and things like that, but we don't learn how to manage money.

    呃,你知道,我們學習像不同類型的水母和類似的東西,但我們沒有學習如何管理金錢。

  • Uh And it's it's it's one of the top five skills someone has to has to know in life, right, manage managing resources is something that humans have been doing since the beginning.

    呃,這是一個人一生中必須知道的五大技能之一,對,管理資源是人類從一開始就在做的事情。

most of the people that watch this show probably never got an education and yet your story in your life is you, I think touch yourself about money and then kind of retired early and do this as a passion.

大多數看這個節目的人可能從來沒有受過教育,然而你的故事在你的生活中是你,我認為觸摸自己的錢,然後有點提前退休,做這個作為一種激情。

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A2 初級 中文 辦法 學習 知識 時間 管理 住在

初學者的投資?林-奧爾登 (INVESTING FOR BEGINNERS ? Lyn Alden)

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    林宜悉 發佈於 2021 年 11 月 25 日
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