字幕列表 影片播放 由 AI 自動生成 列印所有字幕 列印翻譯字幕 列印英文字幕 Have you heard the phrase, the rich keep getting 你有沒有聽過這樣一句話,富人不斷地得到 richer, and the poor are getting poorer? 越來越富,窮人越來越窮? Well, it's not just a phrase. 嗯,這不僅僅是一句話。 Unfortunately, it's the truth. 不幸的是,這是事實。 Despite the fact that millions of people are leaving poverty behind and are even becoming 儘管數以百萬計的人正在擺脫貧困,甚至正在成為一種新的生活方式。 millionaires. 百萬富翁。 Most people will never make it. 大多數人都不會成功。 In 2020, America's 614 billionaires net worth exceeded 3 trillion dollars. 2020年,美國614位億萬富翁的淨資產超過3萬億美元。 The stimulus bill that supposes to help your average folk ended up helping the billionaires 刺激法案本應幫助普通人,結果卻幫助了億萬富翁。 the most. 最。 At the end of the day, most people spent that money either on their basic needs or purchased 在一天結束時,大多數人把這些錢花在了他們的基本需求上,或者購買了。 some gadgets on amazon. 亞馬遜上的一些小工具。 I guess Bezos was the ultimate beneficiary of the stimulus bill. 我猜貝佐斯是經濟刺激法案的最終受益者。 Even though he has stepped down as the CEO of Amazon, he is still the biggest individual 即使他已經卸任亞馬遜的CEO,但他仍然是最大的個人。 shareholder. 股東。 But the question that I want to focus on in this video is - how do you get out of poverty? 但在這個視頻中,我想關注的問題是--如何擺脫貧困? What if you are born into a poor family, it's not your fault, what do you do? 如果你出生在一個貧窮的家庭,這不是你的錯,你該怎麼辦? How exactly do you build wealth and become financially free? 究竟如何積累財富,實現財務自由? We will answer all of these questions and many more, only if you give this vide a thumbs 我們將回答所有這些問題,以及更多的問題,只有當你給這個視頻豎起大拇指。 and just comment, it doesn't matter what you write down there. 而且只管評論,你在下面寫什麼都無所謂。 I just wanna see how good this video is going to perform, if everyone comments. 我只是想看看這個視頻的表現如何,如果大家評論。 Just comment whatever you want, I promise that I will reply to every single comment 你想評論什麼就評論什麼,我保證每條評論都會回覆的 under this video! 在這個視頻下! Understand that no one is going to help you except yourself. 要明白,除了你自己,沒有人會幫助你。 it's great when there is someone who can help you. 當有人能幫助你的時候,這是偉大的。 Either it's the government or your parents, but the reality is no one really cares about 要麼是政府,要麼是你的父母,但現實是沒有人真的關心 you except yourself. 除了你自己,你。 Of course, your parents want you to have a better life. 當然,你的父母希望你有更好的生活。 However, they don't always have the ability to provide you with that opportunity, and 然而,他們並不總是有能力為你提供這樣的機會,而且。 if they have grown up in a poor family, it's very unlikely that they can give you good 如果他們生長在一個貧窮的家庭,他們不太可能給你好的。 financial advice. 財務諮詢; Otherwise they would have gotten out of that position long ago. 否則他們早就脫離了那個位置。 If you talk to people who are struggling financially, they will always blame someone, especially 如果你和那些在經濟上有困難的人交談,他們總是會責怪某個人,尤其是 the government who suppose to take care of them. 政府應該照顧他們。 I am not saying that the government shouldn't take care of you, but if you rely on outside 我不是說政府不應該照顧你,但如果你依靠外面的... factors, you will have to wait for a long time. 因素,你將不得不等待很長一段時間。 You have to make it crystally clear to your self that no one can help you as much as you 你要讓自己清楚地知道,沒有人能夠像你一樣幫助你。 can help yourself. 可以幫助自己。 That's the first step to make any meaningful change. 這是做任何有意義的改變的第一步。 2. 2. Don't settle for a low paying job I am not against getting a job. 不要滿足於低薪的工作我不反對找工作。 In fact getting a low paying job when you are a teenager is a perfect opportunity to 其實在你十幾歲的時候找一份低薪的工作,是一個絕佳的機會,可以讓你在 teach yourself the basics of business and money and learn how to be responsible with 教給自己商業和金錢的基本知識,並學會如何負責任地與。 money. 錢。 However, a low paying job is a trap that most people get into and never leave. 然而,低薪的工作是一個陷阱,大多數人都會陷入其中,永遠無法離開。 When you grow up poor, every penny matters, every dollar makes a difference, you grow 當你窮困潦倒的時候,每一分錢都很重要,每一分錢都有不同的意義,你就長大了 up with very little needs and wants. 了很少的需求和需求。 Everything you want can be fulfilled with a few thousand dollars. 你想要的一切都可以用幾千塊錢來實現。 All you want is a proper roof over your head, some good food, and gadgets that everyone 你想要的只是一個適當的屋頂,一些好的食物,和每個人的小工具。 else around has. 周圍的其他人有。 So when you get that first job as a teenager, it provides you with enough income to fulfill 所以,當你在青少年時期找到第一份工作時,它為你提供了足夠的收入來滿足 those needs, but in return, you have to give up most of your time. 這些需求,但作為回報,你必須放棄大部分時間。 So you get to a position where you just work the entire day on a job that doesn't provide 所以,你到了一個位置,你只是工作了一整天的工作,不提供。 you with skills to increase your income year after year but at the same time fills your 你的技能,使你的收入逐年增加,但同時也充實了你的生活。 basic needs at least, so you get trapped in that job. 至少是基本的需求,所以你會被困在那份工作中。 A low paying job gives you instant gratification but a very little reward in the long run. 低薪的工作能讓你瞬間得到滿足,但長期來看,回報卻非常少。 You can quickly earn enough to be able to take a car on credit, get the latest iPhone 你可以很快賺到足夠的錢,可以賒賬買車,買最新的iPhone。 and start going out with friends. 並開始和朋友出去玩。 But, at the same time, it won't give you the luxury of free time to work on yourself and 但同時,它也不會給你自由的時間來鍛鍊自己和 make your time worth far more valuable in the long run. 從長遠來看,讓你的時間價值大大提高。 Hence, you have to teach yourself how to delay gratification. 是以,你必須教會自己如何延遲滿足。 The best way to do that is to start going to the gym. 最好的方法就是開始去健身房。 No matter who you are, no one is going to see any progress after hitting the gym once, 不管你是誰,只要上過一次健身房,就不會有人看到任何進步。 or twice or an entire month. 或兩次或一整個月。 Real progress comes after many months of hitting the gym at least 3-4 times a week, and if 真正的進步是在很多個月後,每週至少上健身房3-4次,而且如果 you want to see a substantial difference, then you might need to go to the gym for a 你想看到一個實質性的差異,那麼你可能需要去健身房做一個。 few years, maybe. 幾年,也許。 That experience will teach you how to work hard for something you will get years later. 這段經歷將教會你如何為多年後得到的東西而努力工作, 。 3. have a clear plan if you don't have a plan of how you are going 3.有一個明確的計劃 ,如果你沒有一個計劃,你是如何去 to become financially independent, you will forever be trapped in poverty. 變得經濟獨立,你將永遠被困在貧困中。 It doesn't matter how long that goal is going to take. 這個目標要花多長時間並不重要。 If you don't have the plan, you won't have the discipline to save and invest. 如果你沒有計劃,你就不會有儲蓄和投資的紀律。 Let me just give you a hypothetical example. 我就舉個假設性的例子吧。 Let's say you spend 50K a year. 比如說你一年花5萬。 If you don't know how you are going to create a passive income of 50K, then you are wasting 如果你不知道如何創造5萬的被動收入,那麼你就是在浪費。 your time. 你的時間。 But how do you create such a plan? 但如何制定這樣的計劃呢? We have discussed that in previous videos, but here is the point in short. 我們在之前的視頻中已經討論過了,但這裡的重點是簡而言之。 You have to buy assets that generate income over time, it could be anything from real 你必須購買能夠長期產生收入的資產,它可以是任何東西,從實際的。 estate to stocks to bonds or a business that can function with minimal management. 房產到股票到債券,或者是一個可以用最少的管理來運作的企業。 A 200K dollar house can be rented for 2K dollars a month, for example, or 24K a year. 比如一套20萬的房子,一個月可以租2K元,一年也可以租24K。 So, for you to become financially free, you need at least to purchase two properties that 所以,要想實現財務自由,你至少需要購買兩套房產,這兩套房產是 will provide you with a rental income of 48K dollars. 將為您提供4.8萬元的租金收入。 That's just one way to do it. 這只是一種方法。 There are a million other ways. 還有其他無數種方法。 You can take a mortgage, for example, and let your tenants pay the mortgage and have 例如,你可以採取抵押貸款的方式,讓你的租戶支付抵押貸款,並且有 a small cash flow with every property. 每套房產都有少量現金流。 Or you can consider the stock market, where you can expect a 10 percent rate of return 或者你可以考慮股票市場,在那裡你可以期待10%的回報率。 in the long run. 從長遠來看,。 It doesn't matter what the plan is as long as it's there, and it seems like it has a 只要有計劃就無所謂了,而且好像有一個 good chance to work. 工作的好機會。 Whether you are going to save 10% of your income to get there or 90 percent, it depends 你是要把收入的10%存起來才行,還是要存到90%,這要看 on you. 在你身上。 But here is what most people are going to say, my income barely covers the bills. 但這裡大多數人都會說,我的收入勉強能支付賬單。 How am I possibly going to save that much and invest? 我怎麼可能存下那麼多錢來投資呢? that's why you need step number 4! 這就是為什麼你需要第四步! 4. 4. focus on educating yourself 躬身自省 if you are making 50K a year, it's impossible to imagine yourself making 200K, for example 如果你年薪5萬,不可能想象自己年薪20萬,比如說 or half a million dollars or a million dollars. 或50萬美金或100萬美金。 Because you are comparing that million dollars to your current job. 因為你是在拿那一百萬美元和你現在的工作做比較。 If you are making 20 dollars an hour, then you have to make at least 250 dollars an hour 如果你每小時賺20元,那麼你每小時至少要賺250元 assuming you will work for 12 hours every single day to be able to make seven figures, 假設你每天工作12小時,就能賺到7位數。 and as far as it seems, no one is going to pay you that much for a such a job. 而且就目前看來,沒有人會給你那麼多錢去做這樣的工作。 However, that doesn't mean, there aren't ways to earn that much. 但是,這並不意味著,沒有辦法賺到這麼多錢。 There are people who make far more than that, the only problem is, you have to find out 有些人賺的錢比這多得多,唯一的問題是,你必須要知道。 - how! that's why you have to educate yourself. - 怎麼會!所以你要教育自己。 But if you spend all your time on a low-paying job, you won't be able to do that. 但如果你把所有的時間都用在低薪的工作上,你就無法做到這一點。 So what should you do, either find extra time after you are done with your job or what I 那麼你應該怎麼做呢,要麼是在你完成工作後找額外的時間,要麼就是我的 did back then is just minimize my expenses, deny my self some of the things so that I 當時做的只是儘量減少我的開支,拒絕我自己的一些事情,所以我... could work less to pay the bills and suddenly I had some extra time to work on myself. 可以減少工作來支付賬單,突然間我有了一些額外的時間來鍛鍊自己。 If you are just starting out, pick up some books, take a look at my book recommendation 如果你是剛入行的人,可以買點書,看看我的書推薦吧。 video, find out what your strengths are, learn how the latest technologies work, and start 視頻,瞭解自己的優勢所在,瞭解最新的技術是如何運作的,並開始。 something in that field. 該領域的東西。 It's not going to happen overnight, but remember that you are in it for the long run. 這不是一朝一夕的事,但要記住,你是為了長遠發展。 5. 5. Set up a boring but effective routine 設置一個枯燥但有效的程序 。 Once you come up with a reasonable plan, it's time to set up a routine. 當你想出一個合理的計劃後,就可以建立一個常規的計劃了。 Forget about having adventures every single day. 忘了每天都有冒險。 You cant be productive if you don't have a routine. 如果你沒有一個例行公事,你就無法提高工作效率。 That life you see on Instagram is nonsense. 你在Instagram上看到的那種生活是無稽之談。 Trust me, everyone who makes real money almost never lives like that. 相信我,每一個賺到真金白銀的人,幾乎都不會過這樣的生活。 The life of a person who makes a lot of money is super boring! 賺大錢的人的生活超級無聊! Yes, it's boring but yet effective. 是的,它很無聊,但卻很有效。 You wake up every day at the same time, do the same thing, over and over and over a long 你每天在同樣的時間醒來,做同樣的事情,重複做同樣的事情,重複做很長的時間。 period of time, which could be years, you achieve meaningful progress. 一段時間,可能是幾年,你取得有意義的進展。 Remember the example of the gym. 記住健身房的例子。 Building a great body is a result of going to the gym every day and repeating the same 塑造一個好身材是每天去健身房,重複同樣的運動的結果。 exercises. 練習。 Yeah, sometimes you try new equipment, but overall you do pretty much the same thing. 是的,有時你會嘗試新的設備,但總的來說,你做的事情都差不多。 You train your chest, back, biceps, shoulders at least once a week. 你每週至少訓練一次胸部、背部、二頭肌、肩部。 After 2 or 3 years of hitting the gym 3-4 times at least a week, you start to see the 經過2、3年每週至少3-4次的健身房鍛鍊,你開始看到了 fruits of your hard work. 勤勞的成果。 That's how everything works in life, including wealth. 生活中的一切事情都是這樣的,包括財富。 So don't feel miserable when you scroll through your Instagram feed. 是以,當你滾動你的Instagram飼料時,不要感到痛苦。 Just focus on what you are good. 專注於自己擅長的事情就好。 We don't choose how are we born. 我們不能選擇如何出生。 Some of us are lucky to be born rich, while others aren't fortunate. 我們有的人是幸運的,生而為富,而有的人卻不是幸運的。 But As a wise man once said: "It's not how you start that's important, but how you finish!" 但正如一位智者所言:"重要的不是如何開始,而是如何結束!"重要的不是你如何開始,而是你如何結束!" If you are born poor, it's not your fault, but if you stay poor for the rest of your 如果你生下來就很窮,那不是你的錯,但如果你一輩子都很窮的話 life, then it's your choice. 生活,那麼這是你的選擇。 Of course, circumstances change from country to country. 當然,每個國家的情況都會發生變化。 Being born poor in a first-world country like the united states is different than being 在美國這樣的第一世界國家裡,生在窮鄉僻壤,和生在窮鄉僻壤是不一樣的 born in the middle of Sahara, where you do not have the infrastructure to start building 出生在撒哈拉中部,在那裡你沒有基礎設施開始建設。 wealth. 財富。 However, with the rise of the internet, that has changed, you could be anywhere and yet 然而,隨著互聯網的興起,這種情況已經發生了變化,你可以在任何地方,但 still educate yourself and even build an entire business online. 還是教育自己,甚至在網上建立一個完整的企業。 I hope you guys have enjoyed this video. 希望你們喜歡這個視頻。 If you did, give it thumbs up. 如果你有,請豎起大拇指。 And if you are new around here, then subscribe and turn on your notifications. 如果你是新來的,請訂閱並打開你的通知。 We are trying our best to make great videos for you and hopefully help you achieve your 我們正在努力為您製作優秀的視頻,希望能幫助您實現您的夢想。 financial goals. 財務目標。 Thanks for watching and until next time. 謝謝你的觀看,直到下一次。
A2 初級 中文 健身房 工作 收入 房產 賺到 視頻 脫貧的5個簡單步驟 (5 Simple Steps To Get Out of Poverty) 36 0 Summer 發佈於 2021 年 02 月 23 日 更多分享 分享 收藏 回報 影片單字