the popular app that lets you

流行的應用程序，讓你

send and receive money digitally.

以數字方式發送和接收資金。

Venmo is available

可使用Venmo

for both iOS and Android.

適用於iOS和Android。

Today, we will be showing Venmo on an Android phone.

今天，我們將在安卓手機上展示Venmo。

Once you download the app

一旦您下載了該應用程序

and follow the prompts for creating an account,

並按照提示創建一個賬戶。

you can add a bank account, credit card, or debit card

您可以添加銀行賬戶、信用卡或借記卡。

for handling transactions.

用於處理交易；

Go to the hamburger menu at the top

進入頂部的漢堡包菜單。

and press "Settings,"

並按 "設置"

then press "Payment Methods."

然後按 "付款方式"。

To add a bank account, credit card, or debit card,

要添加銀行賬戶、信用卡或借記卡。

press "Add bank or card."

按 "添加銀行或卡"。

Sending money from a bank account or debit card

從銀行賬戶或借記卡匯款。

is free on Venmo,

在Venmo上是免費的。

but it will charge a 3% fee

但會收取3%的費用

for sending money with a credit card.

用於用信用卡匯款。

If adding a bank account,

如果增加一個銀行賬戶。

you will have two options for verification.

你將有兩個選擇來驗證。

Using instant verification

使用即時驗證

will have you sign into your bank account

會讓你登錄到你的銀行賬戶

to instantly verify.

來即時驗證。

You also have the option to do a manual verification,

您也可以選擇進行手動驗證。

which involves inputting your bank's

其中包括輸入您的銀行的

routing and account number.

路由和賬號。

This option can take a few days.

這個方案可能需要幾天時間。

Once your account is verified,

一旦你的賬戶被驗證。

you are ready to send

您可以發送

or request money from someone.

或向別人要錢。

Press the "Pay or Request" button

按 "付款或申請 "按鈕

if you would like to send money to someone

如果你想匯款給某人

or if you would like to request money from someone.

或者如果你想向別人要錢。

Here you will find your list of friends.

在這裡你可以找到你的朋友名單。

If you signed up using your Facebook account

如果您使用您的Facebook賬戶註冊

or gave Venmo access to your phone contacts,

或讓Venmo訪問你的手機聯繫人。

you may see friends pulled from these sources.

你可能會看到從這些來源拉來的朋友。

You can search for someone to pay

你可以找人付款

or request money from at the top.

或從上面申請資金。

Venmo offers several ways to search.

Venmo提供了幾種搜索方式。

You can search people by their name,

你可以通過名字搜索人。

their Venmo username,

他們的Venmo用戶名。

their phone number,

他們的電話號碼。

or their email address.

或其電子郵件地址。

Each Venmo account also includes

每個Venmo賬戶還包括

a unique QR code

獨特的二維碼

that can be scanned to make sure

可以掃描，以確保

you are paying the right person.

你付給了正確的人。

You can find your username and QR code

你可以找到你的用戶名和二維碼

by clicking on your profile picture

點擊您的個人資料圖片

in the top left on the home screen.

在主螢幕的左上方。

Once you confirm you have the right person,

一旦你確認你有合適的人選。

press on their name.

按他們的名字。

Here's where you can set your payment

您可以在這裡設置您的付款方式

or request for payment.

或要求付款。

Put in the amount here.

在這裡輸入金額。

Underneath, you can add a payment description.

在下面，你可以添加一個付款說明。

You can also add fun things

你也可以添加有趣的東西

like emojis and gifs to your payments.

如表情符號和GIFs到你的付款。

Press through the different icons at the bottom

在底部的不同圖標中按

to see what is available.

看看有什麼可用的。

To the right,

向右轉

you will see your privacy setting.

您將看到您的隱私設置。

Pressing that will reveal a menu

按該鍵將顯示一個菜單

that allows you to choose who that payment

允許您選擇付款對象

or request will be visible to.

或請求將可見於：

You can also change which one of these settings

您也可以更改這些設置中的哪一個

is your default

是您的默認

by going to the hamburger menu on the homepage

進入主頁上的漢堡包菜單。

and pressing on "Privacy."

並按 "隱私 "鍵。

There, you will find your default privacy settings.

在這裡，你會發現你的默認隱私設置。

OK, back to our payment.

好了，回到我們的付款。

Choose "Pay" if you are sending money to that person

如果您要向此人匯款，請選擇 "支付"。

or "Request" if you are requesting money from that person.

或 "請求"，如果你是在向該人請求金錢。

For this example,

對於這個例子。

we're going to choose "Pay."

我們要選擇 "支付"。

Here, you can see your Venmo balance,

在這裡，你可以看到你的Venmo餘額。

which will accumulate as people pay you.

當人們向你付款時，這些錢就會累積起來。

Venmo will always use your Venmo balance first

Venmo總是會先使用你的Venmo餘額。

as a payment option.

作為一種支付方式。

And if that balance does not cover the transaction,

如果該餘額不能覆蓋交易。

it will use your bank account

它將使用您的銀行賬戶

or card that you added.

或您添加的卡。

To send your payment, press "Send."

要發送您的付款，請按 "發送"。

If you were going to request money,

如果你打算要錢。

the process is very similar.

過程非常相似。

You would just choose "Request" instead of "Pay."

你只需要選擇 "請求 "而不是 "支付"。

If you'd like to transfer money

如果你想匯款

from your Venmo account to your bank account,

從您的Venmo賬戶到您的銀行賬戶。

go to the hamburger menu.

進入漢堡包菜單。

Next to your balance,

旁邊的餘額。

you will see "Manage balance."

你會看到 "管理餘額"。

Press it.

按下它。

You will see options "Transfer to Bank" and "Add Money."

你會看到 "轉賬到銀行 "和 "加錢 "兩個選項。

"Add Money" will allow you to transfer money

"加錢 "可以讓你轉錢。

into your Venmo account from a bank account,

從銀行賬戶進入您的Venmo賬戶。

but we want to move money

但我們要轉移資金

from Venmo to our bank account.

從Venmo到我們的銀行賬戶。

So we're going to choose "Transfer to Bank."

所以我們要選擇 "轉賬到銀行"。

Venmo gives two options,

Venmo給出了兩種選擇。

an instant transfer that charges a fee

瞬間轉賬

and a free option,

和自由選擇。

which can take a few days.

這可能需要幾天時間。

To transfer instantly,

要瞬間轉移。

Venmo will charge a 1% fee up to $10.

Venmo會收取1%的費用，最高10美元。

Choose an amount you would like to transfer

選擇您想轉賬的金額

and press the "Transfer" button when you are ready.

並在準備好後按 "傳輸 "按鈕。