Have you ever had trouble sleeping because you were thinking about bills or money?

你有沒有因為想賬單或錢而睡不著覺？

You're not alone.

你不是一個人

In fact, a 2018 survey showed that 44% of people reported money as their number one source of stress, beating out personal relationships and job related challenges.

事實上，2018年的一項調查顯示，44%的人表示金錢是他們的第一大壓力來源，超過了個人關係和工作相關的挑戰。

Financial anxiety is a feeling of worry, fear or unease about your finances.

財務焦慮是指對自己的財務狀況感到擔憂、恐懼或不安。

It could be caused by a variety of different reasons, not just a lack of funds.

這可能是由各種不同的原因造成的，而不僅僅是缺乏資金。

Sometimes it's brought on by other forms of anxiety, like generalized anxiety disorder or math anxiety.

有時它是由其他形式的焦慮帶來的，比如廣泛性焦慮症或數學焦慮。

It can also be caused by feeling unprepared or maybe just not understanding terms or numbers.

它也可能是由於感覺沒有準備好，或者可能只是不理解術語或數字造成的。

The most common reaction to financial anxiety is avoidance.

財務焦慮最常見的反應是逃避。

If you can't see your finances, you don't know how bad they actually are right.

如果你看不到自己的財務狀況，你就不知道財務狀況到底有多糟糕吧。

However, avoiding your finances instead of managing them can cause them to worsen, which in turn causes more anxiety.

然而，逃避財務而不是管理財務，會導致財務狀況惡化，從而導致更多的焦慮。

So how do you overcome it and break the cycle?

那麼如何克服它，打破循環呢？

Make a plan?

做個計劃？

What is it about your finances that gives you anxiety, lack of income, too much debt, or maybe you're secure now, but you're worried about the future.

是什麼讓你的財務狀況讓你感到焦慮，收入不足，債務太多，也許你現在很安全，但你擔心未來。

Identify what you're worried about and lay out a plan.

找出自己擔心的事情，並制定計劃。

Sometimes just having a plan in place can help to lessen your anxiety exposure.

有時候，只要制定一個計劃，就能幫助你減少焦慮的暴露。

This 1 may seem hard, since a common reaction is avoidance.

這1點看似很難，因為常見的反應是逃避。

However, just reading finance articles or learning a few finance terms each day might help to ease your worries.

不過，只要每天閱讀理財文章或學習一些理財名詞，或許就能幫你解除煩惱。

Think positive.

積極思考。

The first Steptoe overcoming something is to believe that you actually can overcome it.

克服某件事情的第一步，就是相信自己真的可以克服它。

Negative thoughts and words Onley Continue anxious thoughts and can even make them worse.

消極的想法和話語安利繼續焦慮的想法，甚至會使它們變得更糟。

Acknowledge your anxiety and writing right about what exactly worries you.

承認你的焦慮，並正確地寫出你到底擔心什麼。

And when you experience those feelings, the simple act of acknowledging maybe the first step toe overcoming it employ relax, ation techniques, stress and anxiety.

而當你體驗到這些感受時，簡單的承認行為也許是克服它的第一步，採用放鬆、tion技術、壓力和焦慮。

Even financial anxiety can have physical symptoms as well as emotional counter.

即使是財務焦慮，也會有身體上的症狀以及情緒上的反。

Act these symptoms by trying some stress reducing activities like yoga or meditation.

通過嘗試一些減壓活動，如瑜伽或冥想，來表現這些症狀。

If you're struggling with financial anxiety, you are not alone and you can overcome it.

如果你正在與財務焦慮作鬥爭，你並不孤單，你可以克服它。

G c f.

G、c、f。