It's still beat analyst forecasts, but the big decline has led the bank to signal it will overhaul its business model, turning its main source of income from interest rates to fee based businesses.

它的業績仍然超過了分析師的預測，但大跌讓該行發出信號，將徹底改革其業務模式，把主要收入來源從利率轉向收費業務。

Hey, HSBC will also accelerate plans to shrink in size aunt slash costs further than previously suggested.

嘿，匯豐銀行也將加快計劃，縮減姨媽規模，削減成本，比之前建議的更進一步。

The plan changes would mark one of the biggest shifts in hatred species strategy to date.

該計劃的改變將標誌著迄今為止仇恨物種戰略的最大轉變之一。

The bank has long advertised its ability to generate interest income from or than $1.5 trillion in customer deposits.

該銀行長期以來一直宣傳其有能力從或超過1.5萬億美元的客戶存款中獲得利息收入。

But with the global health crisis hitting markets, interest rates worldwide are at rock bottom and even turning negative.

但隨著全球健康危機對市場的衝擊，全球的利率已經跌至谷底，甚至變成負數。

The turnaround has left HSBC struggling to charge more for loans to borrowers than it pays out to depositors.

轉機讓匯豐銀行在向借款人收取的貸款費用要高於向儲戶支付的費用。

It also said it could start charging for products like current accounts that would potentially marked a big change in markets like the U.

它還表示，它可能會開始對經常賬戶等產品進行收費，這將有可能標誌著美國等市場的巨大變化。

K, where customers are used to free banking with fewer ways to grow revenue.

K，客戶習慣於免費銀行業務，收入增長方式較少。

The bank has looked to reduce costs globally.

該行已在全球範圍內尋求降低成本。

In June, it resumed plans to cut around 35,000 jobs.

6月，它恢復了削減約3.5萬個工作崗位的計劃。

After delaying the move due to the health crisis, HSBC said Tuesday it plans to bring annual costs to below $31 billion by 2022.

在因健康危機而延後行動後，匯豐銀行週二表示，計劃到2022年將年成本降至310億美元以下。

News of the restructuring Health shares in the lender climb as much as 6% in early trade.

重組消息健康股在貸方早盤攀升高達6%。