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  • I remember when I first got into the world of the stock market, I started with penny

    我記得當我第一次進入世界的股票市場,我開始與一分錢的

  • stocks, stocks that usually cost a few dollars.

    股票,通常幾元錢的股票。

  • I was so excited that I would read about every company, analyze its financial statements,

    我很興奮,我會閱讀每一家公司的資料,分析它的財務報表。

  • look at the recent news and try to pick the right company to invest so that the stock

    看看最近的新聞,並嘗試選擇合適的公司投資,使股票的。

  • price rises and I would sell it to make a profit.

    價格上漲,我就會賣掉它來賺取利潤。

  • I was inspired by the likes of Warren Buffett.

    我受到巴菲特等人的啟發。

  • I mean this guy became one of the richest people in the world By picking the right stocks

    我的意思是,這傢伙成為世界上最富有的人之一 通過選擇正確的股票。

  • and I thought I should give it a shot.

    我想我應該給它一個機會。

  • I didn't bet all my money because I was inexperienced and I wasn't ready to lose

    我沒有把錢全押上,是因為我沒有經驗,我還沒有準備好輸錢

  • the money that I hardly worked to earn.

    我幾乎沒有工作賺的錢。

  • Nevertheless, I kept going, but After a few weeks of actively watching the

    儘管如此,我還是堅持了下來,但在積極觀察了幾個星期後,我發現,在我的腦海中,有很多人都是這樣的。

  • stock market.

    股票市場。

  • I hated it.

    我討厭它。

  • because it takes days if not weeks just to find the right company and even then you might

    因為它需要幾天,如果不是幾周,只是找到合適的公司,即使如此,你可能會。

  • pick the wrong one.

    挑錯了。

  • You cant invest in every company unless your father will give you a small loan of a million

    你不可能投資每家公司,除非你父親給你小額貸款100萬。

  • dollar and you won't bother losing it.

    元錢,你就不會去丟它。

  • Every company is trying its best to look like its doing great so that you invest in them

    每家公司都在盡力讓自己看起來做得很好,這樣你才會投資他們。

  • but they might be bleeding cash on the other side that you might not realize.

    但他們可能在另一邊大出血,你可能沒有意識到。

  • when the stock price goes down right in front of your eyes after you purchased it, you get

    當你買入後,股價在你眼前下跌,你就會得到

  • emotional, it's not easy to look at the chart and enjoy losing money.

    感情上,看圖不容易,喜歡虧錢。

  • You might not be able to control your emotions and would sell it at a loss.

    你可能無法控制自己的情緒,會虧本出售。

  • But that's the nature of the stock market.

    但這就是股市的本質。

  • If you are an entrepreneur or you have a day job.

    如果你是一個創業者,或者你有一份日常工作。

  • You simply won't have the time and energy to actively invest in the stock market, you

    你根本不會有時間和精力去積極投資股市,你

  • don't want to simply throw your money without being confident that you will make more money

    不想在沒有信心賺到更多錢的情況下,簡單地把錢投了出去

  • at the end of the day or at least won't lose what you have invested.

    在一天結束的時候,或者至少不會損失你所投資的東西。

  • So, I was about to leave this mysterious world of the stock market but luckily I came across

    所以,我正要離開這個神祕的股市世界,但幸運的是,我遇到了

  • index funds.

    指數基金。

  • An index fund is the best option for most people.

    指數基金是大多數人的最佳選擇。

  • Its passive income where you do not have to do anything but enjoy watching how your money

    它的被動收入,你不需要做任何事情,但享受看你的錢如何。

  • grows.

    增長。

  • When you invest in a single company, the risk is too high because if this company goes down,

    當你投資一家公司時,風險太高,因為如果這家公司倒閉。

  • you lose all of your money, but what happens if you invest in 100 companies, for example,

    你失去了所有的錢,但如果你投資於100家公司,例如,會發生什麼。

  • chances that they all will go down are low.

    他們都會倒下的機率很低。

  • In fact one of them will go down, few others will definitely go up.

    其實一個會跌,其他幾個肯定會漲。

  • ANd that's what index funds are for, they invest in every company in the market.

    這就是指數基金的作用,他們投資於市場上的每一家公司。

  • when you invest in an index fund, let's say in S&P500, you are investing in the top 500

    當你投資於指數基金,比如說S&P500,你投資的是前500名的股票。

  • publicly traded companies in the US.

    美國的上市公司。

  • It's like buying a share of the American economy.

    就像買了美國經濟的一份子。

  • No matter how many companies will go down, most of them, in general, are going to grow.

    不管有多少公司會倒下,一般來說,大部分公司,都會發展。

  • Unless the entire economy crashes as it happened in 2008.

    除非整個經濟像2008年那樣崩潰。

  • And the great part about it is that there are index funds in every market.

    而最大的好處是,每個市場都有指數基金。

  • But I prefer to stick to SP500.

    但我更願意堅持使用SP500。

  • I have more faith in the American economy than any other.

    我對美國經濟的信心比任何其他國家都大。

  • Now the main question is, how profitable are index funds.

    現在主要的問題是,指數基金的利潤有多大。

  • In 2017, S&P500's return was 19.7% which is incredible but a year after that, it was

    2017年,S&P500的回報率是19.7%,這是不可思議的,但一年後,它的回報率是

  • negative 6.2%, you would be better off if you haven't invested that year.

    負6.2%,你最好是當年沒有投資。

  • However, if you look at the bigger picture, over a long period of time, the trend is upward.

    但是,如果從大的方面來看,在很長一段時間內,趨勢是向上的。

  • Over the past 90 years, the average return was almost 10 percent (9.8).

    在過去的90年裡,平均回報率接近10%(9.8)。

  • If you take into the account inflation, that would be 7 to 8 percent.

    如果考慮到通貨膨脹,那就是7%到8%。

  • Still not bad!

    還是不錯的!

  • if you would have invested 10K dollars in SP500 in 1942, it would worth today over 51

    如果你在1942年投資1萬美元在SP500,它將價值今天超過51。

  • million dollars.

    萬元。

  • I am not sure why I am telling you this because You probably weren't even born at that but

    我不知道我為什麼要告訴你這些 因為你可能根本就不是在那個時候出生的,但是

  • that's a fun fact to know.

    這是一個有趣的事實知道。

  • I will leave a link in the description to a calculator that would tell you how much

    我將在描述中留下一個鏈接到一個計算器,可以告訴你多少錢。

  • you will make if you invest a thousand bucks every month for over 20 years for example.

    比如說,如果你每個月投資一千塊錢,超過20年,你就會賺到。

  • Before you start investing, I would highly suggest you to learn the basics of the stock

    在你開始投資之前,我強烈建議你學習股票的基礎知識。

  • market.

    市場。

  • Even if you are investing in an index fund, You should at least have an idea of how the

    即使你是投資於指數基金,你至少應該有一個想法,如何的指數。

  • market works.

    市場運作。

  • You can go ahead and read books or articles on this matter or you can save your time and

    你可以繼續閱讀這方面的書籍或文章,或者你可以節省你的時間和

  • watch this short animated course by business casual on Skillshare.

    在Skillshare上觀看商務休閒的這個短動畫課程。

  • I have watched this course and its one of the best courses on skillshare about the stock

    我看了這門課程,其最好的課程之一,關於股票的技能共享。

  • market.

    市場。

  • and the best part about it is that the first 200 of you who will use the link

    最重要的是,你們中的前200名將使用該鏈接。

  • in the description will get the course for free and 2-month skillshare premium subscription.

    在描述中會得到免費的課程和2個月的技能共享高級訂閱。

  • Hope this video was helpful, thanks guys for watching and I will see you in the next one.

    希望這個視頻對大家有所幫助,謝謝大家的觀看,我們下期再見。

I remember when I first got into the world of the stock market, I started with penny

我記得當我第一次進入世界的股票市場,我開始與一分錢的

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