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  • How many millionaires are there in the United States?

    美國有多少百萬富翁?

  • what If I told you that in just 2017, 700K people became millionaires. And now try to

    如果我告訴你,就在2017年,有70萬人成為百萬富翁。而現在嘗試

  • guess the total number, it's in millions, to be exact, there are over 11 million millionaires

    你猜猜看,總人數是多少,準確的說是百萬,有一千一百多萬的富翁

  • just here in the US! and now try to imagine how many millionaires

    就在美國這裡!現在試想一下,有多少百萬富翁。

  • are there worldwide! the world is actually filled with millionaires!

    是全世界都有的!其實世界上到處都是百萬富翁。

  • Every single day, thousands of people join the club.

    每天都有成千上萬的人加入俱樂部。

  • However, If you give it a closer look, all millionaires can be divided into 3 categories,

    然而,如果你仔細觀察,所有的百萬富翁可以分為3類。

  • because, there are essentially 3 ways to become a self-made millionaire unless your dad will

    因為,基本上有3種方法可以成為一個自謀職業的百萬富翁,除非你爸爸願意。

  • give you a small loan of a million-dollar, and that will be the fourth way.

    給你100萬的小額貸款,這將是第四種方式。

  • By the way, contrary to the popular beliefe. Only 20 percent of millionaires have inherited

    順便說一句,與大眾的看法相反。只有20%的百萬富翁繼承了

  • their wealth, the other 80 percent made it with their blood and sweat.

    他們的財富,另外80%是用他們的血汗換來的。

  • In fact, out of 2604 billionaires worldwide, 56% of them are self-made.

    事實上,在全球2604位億萬富翁中,56%的富翁都是自立門戶。

  • So even if you are not born with a silver spoon in your mouth, your chances to become

    所以,即使你不是含著銀勺出生的,你也有機會成為

  • one are reasonable There are basically 3 financially paths you

    一個都是合理的 基本上有3條財務路徑,你可以選擇

  • can take! Sidewalk, Slowlane, and The Fastlane!

    可以採取!人行道、慢車道和快車道!

  • 1. Slowlane is get rich slow formula, or get rich old where you will be on a wheelchair!

    1.慢車道是致富慢公式,或者說是致富老,在這裡你將坐上輪椅!

  • The Slowlane is your typical parent's advice: Go to school, get good grades, graduate, get

    慢車道是典型的家長的建議。上學,取得好成績,畢業,獲得

  • a good job, save 10%, invest in the stock market, max your 401k, clip couponsthen,

    找份好工作,存10%的錢,投資股市,把你的401K存到最大,剪掉優惠券......然後。

  • someday, when you are, oh, 65, maybe 70 years old, you will be rich.

    總有一天,當你,哦,65歲,也許70歲的時候,你會很富有。

  • Congratulations, you have made it!

    恭喜你,你成功了!

  • The problem with the Slowlane is that you will have to sacrifice your entire life so

    慢車的問題是,你將不得不犧牲你的整個生命,所以。

  • that you can live your dream life when you are in a wheelchair.

    當你坐在輪椅上時,你可以過上你夢想的生活。

  • Which I don't really like because once you are old, you can't get back young again,

    我不太喜歡,因為一旦你老了,你就不能再年輕了。

  • Time is out of your hands. So as your income, you can't double it or

    時間是不由你掌握的。所以,作為你的收入,你不能讓它翻倍,或

  • triple it every year, try asking your boss for a 100 percent raise, you will most likely

    每年翻三倍,你可以試著向你的老闆提出百分之百的加薪要求,你很有可能

  • get fired!

    炒魷魚

  • So, If you decide to take this path, remember, you are not going to drive that Ferrari while

    所以,如果你決定走這條路,請記住,你不是要開著那輛法拉利,而。

  • you are young, you are not gonna travel and have adventures because it's quite difficult

    你還年輕,你不會去旅行和冒險,因為它是相當困難的。

  • to do that when you are 70. You will live like a slave waiting for Friday to celebrate

    在你70歲的時候去做。你會像一個奴隸一樣生活,等待週五的慶祝活動。

  • your freedom and then get back to slavery on Monday.

    你的自由,然後回到週一的奴隸制。

  • If buffet started investing when he was just 11 years and only made his first million by

    如果巴菲特在11歲的時候就開始投資,並且只用了1年時間就賺到了第一筆錢,那麼他的投資就會變得很簡單。

  • the age of 31. How long do you think it will take you to make even a million dollars when

    你覺得你要花多長時間才能賺到一百萬美元?

  • you haven't even invested a single dime in the stock market yet and you are 25!

    你甚至沒有投資一個硬幣在股市還 你是25!

  • Nonetheless, its probably the best strategy for most people. Although you will have a

    儘管如此,它可能是大多數人的最佳策略。雖然你會有一個

  • boring mediocre life, you will have a financial plan that works!

    枯燥平庸的生活,你會有一個行之有效的理財計劃!

  • Even if it's not excitingyou will be a millionaire in 30 or 40 years, depends on your salary, and how much you're willing to save.

    即使它不令人興奮。三四十年後你也會成為百萬富翁,看你薪水多少,還有你願意存多少。

  • In fact, a considerable number of millionaires in the US have taken this path. It's safe,

    事實上,美國相當多的百萬富翁都走過這條路。它是安全的。

  • secure and guaranteed and better than the second option - The Sidewalk.

    安全有保障,比第二種選擇--人行道更好。

  • 2. Sidewalker

    2.人行道

  • The Sildewalkers are usually one step away from bankruptcy, because they are more bothered

    西爾德沃克人通常離破產只有一步之遙,因為他們比較煩惱的就是

  • about living their dream life today and aren't much into the future. They can even make millions

    關於今天過著自己夢想的生活,並不怎麼看重未來。他們甚至可以賺到幾百萬

  • of dollars but still, end up poor like a professional athlete or an actor. Your album fails, you

    的美元,但還是會像職業運動員或演員一樣窮困潦倒。你的專輯失敗了,你

  • get injured, you get homeless and file for bankruptcy.

    受傷了,你無家可歸,申請破產。

  • Even if you have a prosperous career, chances that you will remain a millionaire after you

    即使你從事很有前景的職業,機會,你將仍然是一個百萬富翁後,你。

  • retire are really low. 78% of NFL players are either bankrupt or

    退役的比例真的很低。78%的NFL球員要麼破產,要麼。

  • under financial stress within 2 years of retirement. 60 percent of NBA players go bankrupt after 5

    在退役後2年內經濟壓力下。60%的NBA球員在5年後破產。

  • years of ending their career.

    年結束其職業生涯。

  • Imagine making millions of dollars but still Go broke. it sounds unbelievable, but that's

    想象一下,你賺了幾百萬美元,但還是破產了,這聽起來很不可思議,但這就是你的夢想

  • what happens when you decide to become a pro athlete. There isn't time for financial education,

    當你決定成為一名職業運動員時會發生什麼。沒有時間進行財務教育。

  • You have to work hard day and night to be at the top, there will be people who are more

    你要日日夜夜的努力才能上位,會有更多的人。

  • talented than you or simply have better genetics. The number of athletes who end up making it

    比你有天賦或只是有更好的基因。運動員誰最終使它的數量

  • to the pro level are less than 1 percent. While you are having the greatest years of

    到專業水準的不到1%。當你擁有最美好的年華的時候

  • your career, you get used to a certain lifestyle that's completely taken care by your muti

    你的事業,你習慣了某種生活方式,而這種生活方式完全是由你的多面手來照顧的。

  • million dollar salary, and once you retire its difficult to get back to an average life.

    百萬美金的薪水,一旦退休就很難再回到普通人的生活。

  • SO you go broke in few years.

    所以你幾年內就會破產。

  • The number of athletes who build a sustainable business while making it to the top like Michael

    像邁克爾這樣在登峰造極的同時,建立起可持續發展事業的運動員有多少?

  • Jordan are an extremely small minority. And even those who end up earning 400 million

    約旦是極少數人。即使是那些最終賺到4億的人

  • dollars like Tyson did can still go absolutely broke!

    美元,像泰森那樣還可以絕對破產!

  • The worst part about it is that. With the rise of social media, everyone is

    最糟糕的是。隨著社交媒體的興起,每個人都

  • taking the sidewalk. You pull out your phone and see how these people are driving ferries

    走人行道。你掏出手機,看看這些人是怎麼開渡輪的。

  • and living their dream lives. and You don't want to be left behind, You might be working

    你也不想落在後面,你可能正在努力工作

  • hard, but whatever money you make, you spend it on the next great gadget, on the next trip

    但無論你賺多少錢,你都要花在下一個偉大的小工具上,花在下一次旅行上。

  • so that you have something to post on your InstagramOn a more expensive car.

    以便你有東西在你的Instagram上發佈。在一輛更貴的車上。

  • Sidewalkers are trapped in such a lifestyle where they are driven by their urgent instant

    人行道上的人被困在這樣的生活方式中,他們被自己迫切的即時性所驅使。

  • need for pleasure. Every dime you make will directly go to your

    樂趣的需要。你賺的每一分錢都將直接用於你的...

  • car payment, clothes, whatever.

    車費、衣服什麼的。

  • You are not worried about the future because you think that someday, sometime in the future

    你不擔心未來,因為你認為有一天,在未來的某一天

  • you will hit big. But let's be honest, you most probably won't. So it's not the wisest option to take!

    你會大獲全勝,但老實說,你很可能不會。所以這並不是最明智的選擇!

  • 3. Fastlane

    3. 快車道

  • And then there is the Fastlane. The whole idea behind it is that, instead of sacrificing

    還有就是快車道。它背後的整個想法是,而不是犧牲了

  • today for tomorrow or tomorrow for today. Get out and provide value to as many people

    今天換明天或明天換今天。走出去,為更多的人提供價值

  • as possible. You see most of us are consumers because to

    儘可能的。你看我們大多數人都是消費者,因為要

  • provide value, you need to have something first. And most people do not take the time

    提供價值,你需要先擁有一些東西。而大多數人不花時間

  • and effort to build themselves up to a point where they will have something to give.

    和努力,把自己打造成一個有付出的人。

  • Mark Zuckerberg became a billionaire in just a few years because he provided a platform

    馬克-扎克伯格之所以能在短短几年內成為億萬富翁,是因為他提供了一個平臺。

  • to millions of people to socialize.

    到數百萬人的社交。

  • If you give it a closer a look, the purpose of any business is to give value in different

    如果你仔細觀察一下,任何企業的目的都是為了給不同的價值

  • ways, the store besides your house provides you with the groceries, the restaurant downside

    的方式,除了你的房子之外的商店為你提供的雜貨,餐廳的下線。

  • the road provides you with the food. Your favorite YouTuber provides you with content

    道路為你提供食物。你喜歡的YouTuber為你提供內容

  • that you find interesting. Amazon saves you the time and makes shopping much easier!

    你覺得有趣的。亞馬遜為您節省了時間,讓購物變得更容易!

  • And what makes this path much more appealing than the other two, There is no limit to how

    而這條路之所以比其他兩條路更有吸引力,是因為這條路是沒有限制的。

  • much you can make! You want to triple your income in the next

    你能賺多少!你想在接下來的時間裡讓你的收入翻三倍嗎?

  • 3 month, It's under your control! You don't have to beg your boss for a 5 percent raise

    3個月,由你掌控!你不用再求老闆加薪5%了

  • like the Slowlaners do.

    就像 "慢郎中 "一樣。

  • And you are not scarifying your future like the sidewalks do because Fastlaners take that

    而你並沒有像人行道那樣把你的未來弄得傷痕累累,因為快手們把這一點

  • money and buy real esate, patents, businesses that will keep raising their income.

    錢和購買真正的esate,專利,企業,將不斷提高他們的收入。

  • The challenge with the Fastlane is that you will have to spend first an enormous amount

    快速通道的挑戰是,你必須首先花費大量的

  • of time to create something that will truly bring value to a substantial number of people.

    的時間來創造真正能給相當多的人帶來價值的東西。

  • Of course, it's not easy, and most people would never be able to do that, because the

    當然,這並不容易,大多數人是做不到的,因

  • other path looks more appealing since that's what being rich means to most people.

    另一條路看起來更吸引人,因為這就是有錢人對大多數人的意義。

  • But  “When you finance an $80,000 Mercedes Benz

    但 "當你融資8萬元的奔馳車時

  • over six years because that's all you could afford, that isn't wealth, but the impersonation

    六年,因為那是你唯一能負擔得起的,那不是財富,而是冒牌貨

  • of wealth.

    的財富。

  • You are Fooling yourself. It still blows my mind how people travel while

    你在自欺欺人。它仍然讓我感到震驚,人們如何旅行,而。

  • not having even a thousand dollars in their savings account.

    他們的儲蓄賬戶中甚至沒有一千美元。

  • Wealth isn't embodied in a car or clothes but in the freedom to know that you can buy

    財富不是體現在汽車或衣服上,而是體現在知道自己可以買到的自由上。

  • it.

    它。

  • That's why it's easy to find self-made not only millionaire but billionaires who are

    這也是為什麼很容易發現自已不僅是百萬富翁,而且是億萬富翁的原因。

  • cheap because they know that they have the freedom to afford pretty much anything anytime

    廉價,因為他們知道,他們可以自由地買到幾乎任何東西,隨時隨地

  • they want.

    他們想。

  • On the other side, you have people who haven't paid their students loans yet but are completely

    另一邊,你有誰還沒有支付他們的學生貸款,但完全是

  • comfortable to take another loan to show everyone how successful they are.

    舒服地再貸一次款,讓大家看看自己有多成功。

  • People don't choose to be poor. They make poor decisions that slowly lead them into

    人們不會選擇貧窮。他們做出了錯誤的決定,慢慢地導致他們進入

  • that direction.

    這個方向。

  • Conclusion  So here are the 3 financial roads that you

    結語 所以,以下是你的3條理財之路。

  • can take to become a millionaire. Of course, the Fastlane

    可以採取成為百萬富翁。當然,快車道

  • is the most rewarding one where you can become a millionaire in just a few years and stay

    是最有價值的一個,你可以在短短几年內成為百萬富翁,並保持

  • one for the rest of your life., but its also the most challenging one, which is why most

    但也是最有挑戰性的,這也是為什麼大多數的人都會有這樣的想法。

  • people won't take it, but being a Sidewalker isn't sustainable, that's why the Slowlane

    人們不會接受,但做 "人行道 "是不可持續的,所以才有了 "慢車道"。

  • is probably the best option for most people.

    可能是大多數人的最佳選擇。

  • This video is based onbook, the Millionaire Fastlane by MJ Demarco, It's a brilliant read

    這個視頻是根據MJ Demarco的《百萬富翁快車道》一書改編的,這是一本很精彩的書。

  • which I recommend to everyone. It's quite different from all other books on this subject.

    我向大家推薦這本書。它和其他所有關於這個主題的書都完全不同。

  • I will leave a link in the description and also an affiliate link to audible, where you

    我將在描述中留下一個鏈接,也是一個聯盟鏈接到audible,在那裡,你

  • can free the audiobook for free! Thanks for watching and Until next time.

    可以免費的有聲讀物免費!感謝您的觀看,直到下一次。

How many millionaires are there in the United States?

美國有多少百萬富翁?

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