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  • Hi Bob the Canadian here.

    嗨,我是加拿大人鮑勃。

  • A little while ago one of my viewers Nacera asked if I could make a video about using

    不久前,我的一個觀眾Nacera問我是否可以做一個視頻,關於使用

  • English or speaking English when you go to the bank.

    英語或去銀行時說英語。

  • So in this video I'll help you learn some common English words and phrases that you

    所以在這段視頻中,我將幫助你學習一些常用的英語單詞和短語,你可以

  • would use when you go to the bank.

    會用當你去銀行。

  • Hi, Bob the Canadian here, if this is your first time watching one of my videos don't

    嗨,加拿大人鮑勃在這裡,如果這是你第一次看我的視頻,不要。

  • forget to click the subscribe button, and the bell icon below, and for sure if this

    忘了點擊訂閱按鈕,和下面的鈴鐺圖標,並確定如果這個

  • video helps you give me a thumbs up somewhere along the way.

    視頻幫助你給我一個大拇指的地方沿途。

  • So we're going to talk about banks today.

    所以我們今天要談的是銀行。

  • We're going to talk about English words and phrases that you can use when you go to

    我們要講的是英語單詞和短語,當你去到

  • the bank.

    銀行。

  • So let's take a virtual walk through of the bank.

    那麼,讓我們來虛擬走訪一下銀行。

  • I'll try to put pictures up here as I talk, but I'm going to go through a lot of the

    我會盡量在說話的時候把圖片放上來,但我要通過大量的

  • common things that you would see and the common words you would use if you went to the bank.

    你會看到的常見事物和你去銀行會使用的常見詞彙。

  • The very first thing that you will see when you go to a bank nowadays is a bank machine.

    現在去銀行,首先看到的就是銀行機。

  • And a bank machine is slowly replacing the people that work at banks who are called bank

    而一臺銀行機器正在慢慢取代在銀行工作的人,他們被稱為銀行的

  • tellers.

    出納員。

  • A bank machine is a simple device usually located at the entrance of the bank where

    銀行機是一個簡單的設備,通常位於銀行的入口處,在那裡

  • you can deposit money into a bank account, you can put money into a bank account.

    你可以把錢存入銀行賬戶,你可以把錢存入銀行賬戶。

  • And where you can withdraw money from your bank account.

    以及在哪裡可以從你的銀行賬戶裡取錢。

  • Where you can withdraw cash from your bank account.

    在哪裡可以從銀行賬戶中提取現金。

  • A long time ago, when I was just starting to work, I deposited my very first paycheque

    很久以前,當我剛開始工作的時候,我存入了我的第一張工資單

  • using a bank machine.

    使用銀行機。

  • That was a long time ago.

    那是很久以前的事了。

  • Since then bank machines have become a lot more popular and it's kind of the main way

    從那時起,銀行機就開始流行起來了,這也算是主要的方式了。

  • that people do their banking now.

    人們現在做銀行業務的。

  • The second way that people do their banking a lot nowadays is online.

    現在人們辦理銀行業務很多的第二種方式就是網上銀行。

  • They do online banking using a computer.

    他們用電腦做網上銀行。

  • Or they do mobile banking or mobile banking using their smartphone.

    或者他們用智能手機辦理手機銀行或手機銀行。

  • But those are the machines and machines just aren't that interesting so let's talk

    但這些都是機器,而機器並沒有那麼有趣,所以我們來談談

  • about more of the things that you would see in a bank, and more of the people that you

    更多的事情,你會看到在銀行, 更多的人,你會看到在銀行,更多的人,你會看到在銀行。

  • would see inside of a bank.

    會看到銀行內部。

  • Once you walk past the bank machines, the people that you see working behind the counter,

    一旦你走過銀行的機器,你看到的人在櫃檯後面工作。

  • the people who you see first at a bank are called bank tellers.

    你在銀行最先看到的人叫銀行出納。

  • And bank tellers, their basic job is to help you deposit money into the bank, or withdraw

    而銀行櫃員,他們的基本工作就是幫你把錢存進銀行,或者是取出來。

  • money from the bank, and do some of the more advanced financial transactions that you could

    從銀行取錢,並做一些更高級的金融交易,你可以。

  • do at a bank.

    在銀行做。

  • Perhaps you want to send money to someone overseas and a bank teller would help you

    也許你想寄錢給海外的人,而銀行櫃員會幫你。

  • do that.

    這樣做。

  • When you deposit money in a bank a lot of times you are depositing a cheque, or a paycheque.

    當你把錢存入銀行的時候,很多時候你是在存入一張支票,或者是一張工資支票。

  • Now just pay attention the spelling is a little different.

    現在只需注意拼寫有點不同。

  • In U.S. English a check is spelled this way, but in Canadian English a cheque is spelled

    在美國英語中,支票是這樣拼寫的,但在加拿大英語中,支票是這樣拼寫的

  • this way.

    這樣一來。

  • And a cheque is an official small piece of paper that your place or work or your boss

    而支票是你的地方或工作組織、部門或你的老闆的一張正式的小紙片。

  • would give you that says that they are paying a certain amount of money to you.

    會給你說,說他們要給你一定的錢。

  • And you would go to a bank and you would deposit the cheque and then that amount of money would

    你會去銀行把支票存進去,然後那筆錢就會... ...

  • show up in your bank account.

    顯示在你的銀行賬戶中。

  • So again, cheque, paycheque.

    所以又是支票,薪水支票。

  • A check is something that you get from almost anyone.

    支票是你從幾乎任何人那裡得到的東西。

  • A paycheque is a specific kind of cheque that you would get from your boss or from your

    工資支票是一種特定的支票,你會從你的老闆或從你的...

  • place of employment.

    就業地點;

  • So the teller will help you with that as I mentioned before you can also put your cheque

    所以出納員會幫你的,就像我之前說的,你也可以把你的支票...

  • or paycheque into the bank machine.

    或工資支票進入銀行機器。

  • You can deposit it into the bank machine.

    你可以把它存進銀行的機器裡。

  • The other person you might see at a bank is the bank manager.

    你在銀行可能見到的另一個人是銀行經理。

  • This is the person who is in charge of the bank.

    這個人就是銀行的負責人。

  • So let's say you needed a loan.

    所以我們說你需要貸款。

  • You needed to borrow money from the bank.

    你需要向銀行借錢。

  • You don't have enough money in your bank account but you would like to buy a car or

    你的銀行賬戶裡沒有足夠的錢,但你想買一輛車或

  • you would like to buy a home or a house.

    你想買房或房子。

  • You would then talk to the bank manager.

    然後你會和銀行經理談。

  • The bank manager is kind of the head person at the bank.

    銀行經理算是銀行的負責人。

  • They are in charge of approving and disapproving loans.

    他們負責審批和不審批貸款。

  • If you do need to meet with the bank manager though you usually need to make an appointment.

    如果你確實需要與銀行經理見面,不過你通常需要預約。

  • If you need to speak with a teller you can usually just walk into a bank and walk up

    如果你需要和出納員說話,你通常可以直接走進銀行,然後走上前去

  • to the counter and talk to a teller, but if you need to talk to the bank manager it's

    到櫃檯和出納員交談,但如果你需要與銀行經理交談,它是。

  • always a good idea to book an appointment.

    預約總是一個好主意。

  • 'Cause bank managers for some reason are really really busy.

    '因為銀行經理不知道為什麼真的很忙。

  • If you get a loan to buy a car, we call it a car loan.

    如果你貸款買車,我們稱之為車貸。

  • If you get a loan to buy a house, we call it a mortgage.

    如果你貸款買房,我們稱之為抵押貸款。

  • Car loans generally you pay back over three to five years.

    汽車貸款一般你在三到五年內還清。

  • And the bank will charge you interest, so they will charge you a certain amount of money

    而銀行會向你收取利息,所以他們會向你收取一定的資金

  • to be able to borrow the money.

    才能借到錢。

  • A mortgage which is a loan that you take out to buy a house is usually twenty, or twenty-five,

    抵押貸款,也就是你買房子的貸款,一般是二十,或者二十五。

  • or thirty years in length because a house is a lot more expensive than a car and takes

    或三十年的長度,因為房子比汽車貴得多,而且需

  • a lot longer to pay back.

    更長的時間來償還。

  • Couple of other things that you would need to know in order to do banking in English.

    其他的一些事情,你需要知道,為了做銀行的英語。

  • The card that you use in the bank machine is called a bank card.

    在銀行機上使用的卡叫銀行卡。

  • So when you open an account at a bank they will give you a bank card, and you can use

    所以,當你在銀行開戶時,他們會給你一張銀行卡,你可以用。

  • that bank card in the bank machine.

    銀行機裡的那張銀行卡。

  • The other kind of card you might get from the bank is called a credit card.

    另一種你可能從銀行拿到的卡叫信用卡。

  • Now I need to warn you, credit cards although they're really really handy, have an extremely

    現在我需要提醒你,信用卡雖然真的很方便,但也有極度的

  • high interest rate so I always caution people about whether they should be using a credit

    高利率,所以我總是告誡人們是否應該使用信用貸款。

  • card to make purchases because basically if you use a credit card to buy something you're

    因為基本上,如果你用信用卡買東西,你就會被告知

  • going to be paying close to nineteen or twenty percent interest, which is a really really

    將支付接近19%或20%的利息,這是一個非常非常的

  • high interest rate.

    利率高。

  • There are usually two types of accounts at a bank, one is called a chequing account,

    銀行的賬戶通常有兩種,一種叫支票賬戶。

  • and that's usually the account that people use the most.

    而這通常是人們使用最多的賬號。

  • There are also accounts called savings accounts, and savings accounts are usually places where

    還有一種賬戶叫儲蓄賬戶,儲蓄賬戶通常是指在以下地方

  • you put money and you try not to withdraw the money.

    你把錢放進去,你儘量不提錢。

  • So you deposit money into the savings account, but the whole idea of a savings account is

    所以你把錢存進了儲蓄賬戶,但儲蓄賬戶的整體概念是:------。

  • the you're trying to save up money.

    你是想存錢的。

  • You're trying to put money away for a future time.

    你是想把錢存起來,以備將來之需。

  • So you have a chequing account, which most people use for their day to day banking, their

    所以,你有一個支票賬戶,大多數人用它來做日常銀行業務,他們的。

  • regular banking, and you have a savings account where you're trying to save stuff up.

    定期銀行業務,你有一個儲蓄賬戶,你想把東西存起來。

  • Generally if you're visiting the bank and it's a large bank, the building that you

    一般來說,如果你要去銀行,而且是一家大銀行,你的樓房是

  • visit is usually called a branch.

    訪問通常被稱為分支機構。

  • My local bank branch is in the town close to me.

    我當地的銀行分行就在離我很近的鎮上。

  • Well that was a few words and phrases that could help you if you needed to open a bank

    好吧,這是幾個詞和短語,可以幫助你,如果你需要開一家銀行。

  • account in English, or if you just need to go to a bank to do some of your day to day

    帳戶,或者如果你只是需要去銀行做一些你的日常。

  • banking.

    銀行業務;

  • Bob the Canadian here.

    我是加拿大人鮑勃

  • Learn English with Bob the Canadian.

    跟加拿大人Bob學習英語。

  • I really hope this video was helpful for you.

    真的希望這個視頻對你有所幫助。

  • Please don't forget to subscribe and give me a thumbs up if you enjoyed this video and

    如果你喜歡這個視頻,請不要忘記訂閱並給我豎起大拇指。

  • have a great day.

    有一個偉大的一天。

  • It's Monday April 16th and it, it's still winter here.

    今天是4月16日星期一,它,這裡還是冬天。

  • I don't know if you can see the flakes of snow coming down but either way it was fun

    我不知道你是否能看到雪花飄落,但無論如何都很有趣

  • to be outside and make this video for you.

    要在外面,為你做這個視頻。

  • I'll try to get it up by Wednesday morning.

    我儘量在週三早上把它弄上來。

  • Have a great day!

    祝你愉快!

Hi Bob the Canadian here.

嗨,我是加拿大人鮑勃。

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A2 初級 中文 英國腔 銀行 支票 賬戶 貸款 儲蓄 經理

到銀行會用得到英文 (Learn How to Speak English at the Bank | English Video with Subtitles)

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    許大善 發佈於 2018 年 09 月 24 日
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